Open-Source GPT v3, v4 Alternatives to Try in 2023

Do you want to unlock the power of natural language processing without relying on hefty GPT-3 models?

If yes, then you’ve come to the right place! This blog post will discuss some open-source alternatives that can help you achieve the same results as GPT-3 without the huge costs and resources required. So let’s explore these tools and see which one is best for you!

Our Top Free GPT-3 Alternative AI models list:

  • OPT by Meta
  • BERT by Google
  • AlexaTM by Amazon
  • GPT-J and GPT-NeoX by EleutherAI
  • Jurassic-1 language model by AI21 labs
  • CodeGen by Salesforce
  • Megatron-Turing NLG by NVIDIA and Microsoft
  • LaMDA by Google
  • GLaM by Google
  • Wu Dao 2.0
  • Chinchilla by DeepMind
  • EleutherAI

Introduction to Popular OpenAI Solution – GPT-3/4

GPT-3 (Generative Pre-trained Transformer 3) is a large, autoregressive language model developed and released by OpenAI. It has been widely praised and adopted by businesses, researchers, and enthusiasts alike as one of the most powerful natural language processing models currently in existence.

Despite its capabilities and popularity, GPT-3 has some drawbacks in terms of cost, data quality and privacy that make it a less than ideal choice for certain applications. Fortunately, there are several open-source alternatives to GPT-3 that provide similar power with fewer of these drawbacks. In this article we will examine some of the key features of GPT-3 and discuss what open-source alternatives can offer to users that may be looking for more flexible and affordable solutions.

The latest version of the GPT model developed by OpenAI is known as GPT-4 (Generative Pretrained Transformer 4), and it represents a major advancement in the field of natural language processing. Built upon the foundation laid by its predecessor, GPT-3, which was released in May 2020 and quickly gained widespread popularity, GPT-4 is a large-scale machine learning model that has been extensively trained on a vast amount of data in order to generate text that is increasingly similar to human language.

Open source alternatives such as Google’s Bidirectional Encoder Representations from Transformers (BERT) and XLNet are two important contenders when considering Turing complete language models as powerful replacements for GPT-3. Both are trained on huge volumes of unlabeled data from online sources to produce meaningful text generation results with superior accuracy compared to traditional approaches. They also offer fine-grained control over pre-training parameters for user specific needs as well as transfer learning capabilities which allow model customization on domain specific tasks. Finally, their open source nature offers flexibility when it comes to pricing structures for users looking for less expensive compute resources or no usage fees at all.

Overview of GPT-3 tool

GPT-3 (Generative Pre-trained Transformer 3) is the third version of OpenAI’s open-source language model. It has been developed by the OpenAI team at large scale on a range of tasks like machine translation, question answering, reading comprehension, and summarization. This AI breakthrough enables applications to predict natural language processing (NLP) with fewer manual steps and better accuracy than previously possible.

GPT-3 can be used to generate text and produce accurate predictions by either learning from few examples or without any training data. This has made it a powerful tool for Natural Language Understanding (NLU), as well as other artificial intelligence applications like optimization or control. The model is built using large datasets in the form of unsupervised learning, where a model learns how to produce answers to questions without requiring any manual input or training data.

The advancements of GPT-3 have been met with interest and praise by many in the research community due to its wide range of capabilities and ability to understand language more holistically and accurately than previously thought possible. However, OpenAI’s open source initiative has sparked debate regarding cloud computing privacy implications associated with its use as well as its potential for misuse in disenfranchising certain languages or communities through biased representations. In response, many have turned to introducing and exploring open-source alternatives to GPT-3 for their Natural Language Processing needs.

Benefits of Open-Source Alternatives to GPT-3

The natural language processing (NLP) industry has been abuzz from the recent commercial release of OpenAI’s Generative Pre-trained Transformer 3 (GPT-3). The massive language model has attracted the attention of both practitioners and enthusiasts alike—due to its potential implications for automation and usability. GPT-3 is an example of a “black box” machine learning model that can be used for many tasks, but its closed source nature limits what users can access.

However, open-source alternatives to GPT-3 are available that offer similar capabilities with the added benefit of being accessible to all. Open source software is freely available, allowing anyone to interrogate its code—allowing transparency and accountability into their processes. Such open source models also provide users with more control over their own data when compared to commercial options.

The advantage of open source software goes beyond mere access; since they are free to modify, they also allow developers to embed important safety measures into their design in order to prevent misuse or abuse of the technology. Additionally, by having multiple versions of a model available at once it allows experts to compare versions and make more informed decisions regarding which model best fits their needs.

Open source alternatives to GPT-3 provide engineers with powerful tools for automation without sacrificing on features or security; allowing them greater freedom and control in developing NLP applications in comparison with closed-source options like GPT-3.

What about ChatGPT?

Q&A in ChatGPT interface

ChatGPT is a chatbot that can answer questions and imitate a dialogue, it’s built on GPT-3 technology. It was announced by OpenAI in November, as a new feature of GPT-3. The chatbot can understand natural language input and generate human-like responses, making it a powerful tool for customer service, personal assistants, and other applications that require natural language processing capabilities. Some experts say that it could replace Google over time.

According to the SimilarWeb portal, its monthly audience is more than 600 million users. And it’s growing by 40% M2M.

How Does ChatGPT Work?

You’ve probably heard of ChatGPT at this point. People use it to do their homework, code frontend web apps, and write scientific papers. Using a language model can feel like magic; a computer understands what you want and gives you the right answer. But under the hood, it’s just code and data.

When you prompt ChatGPT with an instruction, like Write me a poem about cats, it turns that prompt into tokens. Tokens are fragments of text, like write, or poe. Every language model has a different vocabulary of tokens.

Computers can’t directly understand text, so language models turn the tokens into embeddings. Embeddings are similar to Python lists — they look like this [1.1,-1.2,2,.1,...]. Semantically similar tokens are turned into similar lists of numbers.

ChatGPT is a causal language model. This means it takes all of the previous tokens, and tries to predict the next token. It predicts one token at a time. In this way, it’s kind of like autocomplete — it takes all of the text, and tries to predict what comes next.

It makes the prediction by taking the embedding list, and passing it through multiple transformer layers. Transformers are a type of neural network architecture that can find associations between elements in a sequence. They do this using a mechanism called attention. For example, if you’re reading the question Who is Albert Einstein? , and you want to come up with the answer, you’ll mostly pay attention to the words Who and Einstein.

Transformers are trained to identify which words in your prompt to pay attention to in order to generate a response. Training can take thousands of GPUs and several months! During this time, transformers are fed gigabytes of text data so that they can learn the correct associations.

To make a prediction, transformers turn the input embeddings into the correct output embeddings. So you’ll end up with an output embedding like [1.5, -4, -.1.3, .1,...], which you can turn back into a token.

If ChatGPT is only predicting one token at a time, you might wonder how it can come up with entire essays. This is because it’s autoregressive. This means that it predicts a token, then adds it back to the prompt and feeds it back into the model. So the model actually runs once for every token in the output. This is why you see the output of ChatGPT word by word instead of all at once.

ChatGPT stops generating the output when the transformer layers output a special token called a stop token. At this point, you hopefully have a good response to your prompt.

The cool part is that all of this can be done using Python code! PyTorch and Tensorflow are the most commonly used tools for creating language models. If you want to learn more, check out the Zero to GPT series that I’m putting together. This will take you from no deep learning knowledge to training a GPT model.

Popular Open-Source Alternatives to GPT-3

GPT-3 is an artificial intelligence (AI) platform developed by OpenAI and released in May 2020. GPT-3 is the third and largest version of OpenAI’s language model and was trained on a dataset of 45TB of text. This model can be used for a wide range of natural language applications, such as writing, translation, or summarization. However, given its staggering processing power requirements, not all developers are able to use GPT-3 due to its cost or lack of skill necessary to run it.

Fortunately, there are other open-source alternatives that may be suitable for your project. Below are some popular OpenAI GPT-3 competitors:

  • BERT (Bidirectional Encoder Representations from Transformers): BERT is an open-source language representation model developed by Google AI Language research in 2018. It has been pre-trained on more than 40 languages and provides reliable performance across many different tasks like sentiment analysis, question answering, classification etc. It also uses deep learning architectures to process language understanding which makes it suitable for many NLP tasks.
  • XLNet: XLNet is an improvement over the pre-existing Transformer encoder system created by Google AI Researchers in June 2019. XLNet outperforms the state of the art on a variety of natural language understanding tasks such as question answering and document ranking while only requiring significantly less training data than BERT.
  • ELMo (Embeddings from Language Models): ELMo is a deep contextualized word representation that models both shallow semantic features as well as meaning from context using multi layers objective functions over bidirectional language Models (LMs). ELMo was created by Allen Institute for Artificial Intelligence researcher at University of Washington in 2017. It requires significantly less compute compared with other deep learning models like BERT or GPT-3 while still providing reasonable accuracy too on various NLP tasks like text classifications or entity extraction.
  • GPT-Neo (2.7B) – download gpt-neo here GPT-Neo 2.7B was trained on the Pile, a large scale curated dataset created by EleutherAI for the purpose of training this model.

Each alternative has its own advantages and disadvantages when compared against each other so it’s important to carefully assess which one best fits your project before selecting one for use in your application development process.

Comparison of Open-Source Alternatives to GPT-3

In response to OpenAI’s GPT-3, there have been various efforts to develop open-source large-scale language models. A comparison of the most popular open-source alternatives to GPT-3 is given below.

  • XLNet: XLNet was developed by researchers at Carnegie Mellon University and Google AI Language. It is a Transformer model which uses a number of different training objectives such as auto-regressive, bidirectional and unidirectional mean squared error. XLNet has achieved strong results on language understanding benchmarks such as GLUE and SQuAD.
  • BERT: BERT (Bidirectional Encoder Representations from Transformers) is an open source transformer model initially developed by Google AI in 2018. It has since been applied in many NLP tasks such as question answering, text classification, etc. BERT algorithms achieved impressive results across various NLP tasks such as question answering and natural language inference (QA/NLI). While BERT algorithms are largely effective at transfer learning with pre-trained models, they require very large datasets for adult training which makes them more difficult to replicate than GPT-3’s approach with its 1 trillion parameter pretraining on the web corpus CommonCrawl SQuAD (a collection of questions sourced from Wikipedia).
  • TransformerXL: TransformerXL was developed by researchers at both Huawei Noah’s Ark Lab and Carnegie Mellon University. This open source algorithm aims to extend the current context length of Transformer architecture from 512 tokens to thousand or even millions of tokens allowing it to easily learn cross document or long range dependencies between words even though no datasets currently exist for those types of sequences tasks today. This could be one possible solution for machine translation due to its ability to extract longer phrases than compared to BERT or GPT-3 models which only focuses on local context length of 512 tokens maximum per example text sequence inputted into the model itself.
  • UmbrellaLM: UmbrellaLM was developed by AppliedResearchInc and released under Apache Licensed 2.0 recently in 2021 while leveraging DistilBERT pretraining approaches from HuggingFace Transformers library as well as OpenAI’s GPT2 algorithms for text understanding tasks based off easily fine tuning pretrained weights using extremely small datasets (<50MB) compared against having all models trained from scratch based off traditional large scale TextCorpus datasets (>1GB).

Challenges Associated with Open-Source Alternatives to GPT-3

Given that GPT-3 has been developed by a well-funded organization, open-source alternatives have faced numerous challenges in order to compete. One major challenge is the fact that labelling the training data for these alternatives often involves much more manual effort, whereas GPT-3 was trained on human-written data from sources such as books, Wikipedia, and Reddit.

Another major challenge for open-source alternatives to GPT-3 is scalability. In order to train larger networks and keep up with GPT-3’s performance, more computational power is needed. This can be difficult for a lesser funded organization to acquire as they may not have access to the same resources that OpenAI has at its disposal.

Finally, developing state-of-the art NLP models requires significant human resources – something most open source projects don’t have access to in large enough quantities. While many NLP tasks may be simple enough to be handled by passionate volunteers and interns working part time, there are still certain areas that require highly skilled professionals who may not always be available or willing to contribute their services on an unpaid basis. As a result, only experienced developers with job security can tackle ambitious projects such as creating an alternative to GPT-3 without running into any financial constraints in the long run.

Best Practices for Using Open-Source Alternatives to GPT-3

GPT-3 is a large, state-of-the-art language model released by OpenAI with remarkable performance in many tasks without any labeled training data. Unfortunately, the cost of using GPT-3 models can be prohibitive for many businesses and organizations, making open source alternatives an attractive option. Here are some best practices to consider when using open source alternatives to GPT-3 in your projects:

  1. Select the right model architecture: Before selecting an alternative to GPT-3 as your language model, it is important to assess the different architectures that are available and select one that is suitable for your project. Larger models are not always better, as even mid-sized models can often be more efficient or provide adequate performance for certain applications. Other important factors to consider include how well existing knowledge can be leveraged within your project context, how quickly improvements in accuracy can be expected with additional data, and the difficulty of training on new data or setting hyperparameters.
  2. Consider pre-trained language models: Many open source alternatives come pre-trained on public datasets (e.g., Wikipedia). These can help accelerate projects as no additional training time is needed and they are often suitable for many use cases without modifications. However, they may not offer enough accuracy in specific contexts if fine-tuning them based on specialized data sets is possible and practical – this trade off between time and accuracy should always be weighed up when selecting a model.
  3. Pay attention to documentation and tutorials: When using open source language models it’s important to pay attention to available documentation and tutorials related to the architecture you’ve chosen — this will help you get up to speed quickly with its implementation (i.e., inference) requirements/steps/options which might not be as straightforward as those used by GPT-3 from OpenAI’s API platform.
  4. Document results & collect feedback: Finally, when beginning any ML project it’s important to document results thoroughly — tracking errors or validations for each step including hyperparameter optimization — so that optimizations could be done easily later on; also properly gather user feedback whenever possible as this helps inform decisions around future implementations/improvements of your system’s architecture.

Conclusion: GPT-3/4 open-source alternative

In conclusion, GPT-3/4 is a remarkable language model that has pushed the boundaries of natural language processing. However, not everyone may have access to its commercial version for their project’s requirements. Fortunately, there are several excellent open-source alternatives to GPT-3 which are likewise capable of delivering comparable performance, but at a fraction of the cost and complexity.

These include models such as ELMo, BERT, XLNet and ALBERT. Each model has its own unique strengths and weaknesses which should be considered when selecting the most suitable model for a given task. Additionally, more research will no doubt continue to improve these models as time goes on.

Therefore these open-source language models provide an excellent solution in developing applications that require natural language processing with outstanding performance at a low cost.

Reference Links:

GPT freelance developers are available for hire to utilize this language model for building diverse tools and applications, which provides an opportunity for everyone to create with GPT-3/3,5/4.

10 Companies affected by Silicon Valley Bank collapse

Silicon Valley Bank’s collapse on Friday 10 March, which is the second-largest bank failure in the history of the United States, has triggered financial system anxiety and shaken the tech industry. The incident has raised concerns about the ability of affected companies to recover their funds and pay their staff.

Following a surprise filing on Wednesday night, the federal government took over the bank when it was discovered that it had sold $21 billion in assets and was selling stock to raise funds. The bank was popularly known for serving start-ups, tech companies, and venture capitalists, and the aftermath of its collapse has impacted numerous companies.

Silicon Valley Bank: What happened?

On 10 March 2023, Silicon Valley Bank (SVB) was closed by regulators, marking the largest US bank failure since the Global Financial Crisis in the late 2000s (and second largest in US history). After the news broke, trading in SVB’s plunging shares was halted and US stocks lost more than 1% on Friday.

Here’s which companies were affected


Roku is a streaming TV platform that offers a wide variety of content through its devices, which are connected to the internet. Roku devices allow users to watch TV shows, movies, and other content from various streaming services such as Netflix, Hulu, and Amazon Prime Video.


Circle is a financial technology company that provides payment solutions and cryptocurrency services. The company offers a range of services, including Circle Pay, which enables users to send and receive money internationally, and Circle Invest, which provides a platform for buying and selling cryptocurrencies.


Roblox is an online gaming platform that allows users to create and play games with other players from around the world. It offers a range of games, from simulations to role-playing games, and is popular among children and teenagers.


Etsy is an online marketplace that focuses on handmade and vintage items. The platform allows individual sellers to create their own shops and sell a variety of items, from jewelry to home decor to clothing.


BlockFi is a cryptocurrency lending platform that enables users to earn interest on their cryptocurrency holdings. The company also provides loans to users who use their cryptocurrency as collateral.

Compass Coffee

Compass Coffee is a coffee roasting company that operates cafes in Washington D.C. and sells its coffee online. The company is known for its high-quality coffee and commitment to ethical and sustainable sourcing practices.


Camp is a family experience company that offers a range of activities for children and families, from day camps to sleepaway camps to virtual experiences. The company’s goal is to provide fun and engaging experiences that help children learn and grow.

Axsome Therapeutics

Axsome Therapeutics is a biopharmaceutical company that develops and commercializes therapies for various central nervous system disorders. The company’s focus is on developing treatments for depression, migraines, and other conditions that currently have limited treatment options.

At Friday’s close, Axsome Therapeutics stock was valued at $58.39, 5.78 percent down from the day before.


While some attribute the collapse to poor management, others suggest that it was caused by the Federal Reserve’s interest rate hikes. The commenters expressed concern for the thousands of small businesses that may be affected by the collapse and question the potential bailout of SVB by the government. Some commenters criticize the article’s poor writing and lack of context, while others discuss the possibility of a Republican-led movement to end liability laws and federal regulation.

Tough Weekend.

More than a hundred venture capital funds have signed a letter promising that once SVB resumes operations, whoever owns it, they will stay with the bank and encourage their portfolio companies to do the same.

1,200+ company founders and top executives signed a petition to Treasury Secretary Janet Yellen and the U.S. Congress urging them to pay the closest attention to the SVB situation, take action to compensate small companies, and restore strong regulatory policies to regional banks.

The waves will continue to dissipate – in addition to the USDC, which lost its peg to the dollar due to the fact that about 3.3 billion reserves were stored in the SVB, it will also suffer Etsy, or rather those who cooperate with the marketplace.

However, according to rumors, some hedge funds are already offering startups to buy back their uninsured funds that were in SVB accounts. The discount ranges from 60 to 80 percent.

But it is very interesting to see how some libertarians are hopelessly wedded to the dilemma – is it acceptable to use taxpayers’ money to save the bank where your uninsured deposit is? The opposite flank, however, is just as wedged, to the point of calling for all deposits to be fully insured, and at the expense of the banks.

VPN vs Proxy Server: What is the difference?

The modern world is changing every day. When working on the Internet, users worry about security and privacy when connecting to the network. Proxy servers and VPNs have been created to address these issues.

We will talk about what is better than a VPN or proxy in this article.

What is a proxy server?

A proxy server is an intermediary, an intermediate server involved in the process of interaction between users and web resources (sites). When connecting to the network via a proxy, the IP address of your computer is replaced by the IP address of the server, so staying online becomes anonymous. When using a proxy, the transmitted information is encrypted, therefore it becomes inaccessible to third parties.

You can buy a proxy server in the service The service works around the clock. Therefore, at any time, qualified technical support is ready to help with the choice of an elite proxy server that meets the specifics of your work.

What is a VPN?

VPN (Virtual Private Network) is a virtual private network that directly connects users to itself. VPN provides anonymity and security when connecting to the network. When using a virtual private network, even the provider cannot track which resources and sites you visit.

Initially, VPNs were developed to combine remote computers into a single network. For example, regional branches can connect to the local network of the head office of the organization or provide an opportunity to configure access to the corporate network of the organization of an employee working outside the office.

VPN and proxy what is the difference?

From all of the above, we can say that the main difference between a proxy server and a VPN is a network connection:

  • VPN – connects the user through a virtual network, on top of your traffic
  • Proxy server – connects the user through an intermediate server, passing your internet connection

Obviously, a proxy server and a VPN perform similar functions and are used to solve many tasks. However, the difference is in the cost. Proxies perform more tasks, are cheaper than VPNs, work more stable and faster. 

A proxy server and a VPN, there are many advantages and disadvantages relative to each other. But it makes no sense to list them because everything depends on the individual needs of customers. Therefore, the choice is always yours.

All about Apple Employee and Friends&Family Discount in 2023

– What discounts does employees get on Apple products?
– Is it 25% for personal use and 10% for friends and family, and how many of each product can you buy annually?

How much discount do Apple employees get?

What Exactly is the Apple Employee Discount?

Their employee discount is 25% off, it’s a one-time annual discount in each product category: including the iPhone, iPad, computer, and Apple Watch.

You get 500$ every 3 years, within how many days of joining can we claim this.

Apple allows mothers to take four weeks of paid leave before giving birth and 14 weeks after. Non-birth parents get six weeks of paid time off, according to TIME.

What kind of discount do Apple employees get?

Apple offers a Friends and Family discount for employees, which can be applied to any device in Apple’s stores. Employees must bring in an official work ID and their last pay stub to sign up.

  • one-time annual discount;
  • discount in the Apple Store (except gift cards);
  • family & friends discount;
  • after every 3 years extra bonus.

Are There Any Additional Discounts?

Absolutely! According to a former Apple intern, you can still benefit from a 15% discount on purchases for up to “10 units” even after using your initial 25% discount. This means you can buy products for your loved ones at a discounted price.

Furthermore, as an Apple employee, you will receive a free $500 every two years to spend on whatever you desire. This benefit used to be available every three years, but it was changed to a biennial cycle in 2020. You can even combine the $500 allowance with the 25% employee discount to obtain significant savings.

As per the intern’s statement, this essentially amounts to a free new iPhone every two years.

Are Any Apple Products Excluded?

Nope, everything Apple sells is eligible for the employee or F&F discount.

Basic info about Apple Inc:

  • Apple, which Markets Insider reports has a current market cap of $2,404.28 billion, is one of the most prolific tech companies out there.
  • Using Glassdoor, Business Insider looked into some of its employee benefits.
  • Glassdoor users gave Apple’s overall perks a 4.5 out of 5 stars on the site.


Can Apple Inc. employees give discounts to friends?

  • Yes, there certainly are. You can get up to 10 items for family or friends at only 15% off by using the discount provided by your previous affiliation with Apple.

Do discounts work on websites that accept Apple Pay?

  • These discounts can be used only on the official website or in official authorized stores.

CEO Robinhood From $20m $3.4b to $6.2b $38b

? What’s more?

Well #SoFi took over Galileo for $1.2B in April 2020

  • Galileo connects banks to credit cards processors through APIs
  • Also used by many of SoFi competitors, including Robinhood, Revolut, Wise (ex Transferwise), Monzo

Vlad Tenev is the co-founder of Robinhood and has been serving as its Chief Executive Officer and President since November 2020. Tenev co-founded Robinhood with Baiju Bhatt in 2013, with the goal of democratizing access to financial markets. Since then, Robinhood has grown into a popular investment platform, offering commission-free trading of stocks, options, and cryptocurrencies to its users. As the CEO and President, Tenev oversees the company’s strategic direction and day-to-day operations.


Robinhood is the Best Out of 16 Brokerages for Short-Term Trading// Here’s Why

Robinhood is a mobile trading app that has been around for a few years and it’s still going strong. The company started with the concept of offering no-fee trading for stocks, ETFs, options, and cryptocurrencies.

Recently, Robinhood announced that they are now the best out of 16 brokerages for short-term trading. Here’s why.

Robinhood is one of the only brokerages to offer free trades on over 100 U.S. stocks and ETFs with no inactivity or monthly fees. This makes it easier for investors to buy and sell stocks without having to worry about hidden fees or commissions from their brokerage company.

Robinhood also offers commission-free stock market research tools like instant news alerts, real-time market data, analysis reports, earnings calendars and more.

How Much Is Robinhood Worth? 

After their initial funding round of $20 million, Robinhood achieved a valuation of $3.4 billion. Since then, the company has gone on to raise an impressive $6.2 billion across 28 funding rounds, with the latest round being the Post-IPO Secondary round on May 13, 2022.

In March 2023, Robinhood’s valuation stood at $38 billion, which is notably lower than the $40 billion valuation recorded in February 2021.

Chart: Brokerage profitability in the United States


The CEO of Robinood, a digital agency, has said that AI writing assistants will be used by agencies to generate content for clients in the future.

AI writing assistants are increasingly getting popular in the workplace. Some companies use them when they need to generate content for a specific topic or niche. While digital agencies use them to generate all kinds of content for their clients.

the Diin Tech Awards: Celebrating Digital Innovators in Technology

Introducing the Diin Tech Awards: Celebrating Digital Innovators in Technology

Outsource IT Today is proud to announce the launch of the Diin Tech Awards, a new awards program that honors companies and their products that are making the world a better place through digital technology solutions.

The Diin Tech Awards recognize the outstanding contributions of companies in various industries that have developed innovative digital technology solutions that address important social and environmental challenges. From healthcare to education, finance to sustainability, the Diin Tech Awards aim to highlight and celebrate the positive impact that technology can have on our world.

Diin Tech Meaning

Diin Tech Awards = Digital Innovators in Technology Awards

“We are excited to launch the Diin Tech Awards to recognize and celebrate companies that are using digital technology to make a difference in the world,” said Rody, Outsource IT Today’s CEO. “We believe that technology has the power to solve some of the world’s most pressing problems, and the Diin Tech Awards aim to shine a spotlight on those who are making a positive impact.”

Nominations for the Diin Tech Awards are now open. And companies from around the world are invited to submit their entries. The awards will be presented in 2023, and winners will be featured on our website and in various media outlets.

To learn more about the Diin Tech Awards and to submit a nomination, please visit Outsource IT Today.

Ukrainian programmers continue being bombed by the Russian Army

In a sad and all too familiar story, the world must once again face the reality that war has no regard for life or progress. Ukrainian programmers are being targeted by the Russian military in a conflict that has persisted for years. The courage of those standing up against oppression must be celebrated and supported, so let’s break down the facts and learn how we can help.


The ongoing Full-scale war between Ukraine and Russia continues to affect the lives of Ukrainian citizens on a daily basis. In eastern Ukraine, civilians have been unknowingly caught in the middle of a long-standing saga that dates back to 2014. Ukrainian programmers are not exempt from this ordeal and have found themselves in the crosshairs of consistent Russian military missile strikes.

This article seeks to shed light on this growing issue that has affected the lives and productivity of hundreds of Ukrainian programmers, sparking greater international attention for military reform in both countries.

russia is the terrorist state

Background of the Conflict

The current aggression of russian federation can be traced back to 2014, when pro-Russian separatists in Eastern Ukraine began a violent uprising against the Ukrainian government. The separatists were backed by Russia, which provided both political and military support. Since then, Russian troops have continued to occupy parts of eastern Ukraine, and the war has escalated further with increased shelling of civilian areas within Ukraine.

The fighting between Ukrainian forces and Russian-backed separatists has resulted in over 14,000 total casualties since it began in 2014. Additionally, millions of people have been displaced as a result of the ongoing conflict—many of these are programmers from eastern Ukraine who must leave their homes due to fear of bombings and other types of violence. As they flee their homes, they become vulnerable to exploitation by cyber criminals which add an additional layer of concern for those affected.

Although a ceasefire agreement was signed in February 2015 that called for all sides to withdraw troops from contested regions, the war continues today with frequent border clashes between Ukrainian forces and Russia-backed separatists. Furthermore, Russian hackers continue to target Ukrainian civilians as well as private sector companies such as banks and businesses. All parties involved are now pressing for international policy reform that may bring more peaceful solutions on both sides.

Impact on Ukrainian Programmers

The ongoing military conflict between Russia and Ukraine is having a devastating impact on Ukrainian programmers. Despite the ongoing attacks from Russian forces, many developers continue to work hard to build the country’s software infrastructure.

Programmers in Ukraine remain incredibly dedicated, despite the risks posed by remaining in the country. Those who choose to stay are often forced to use inventive ways to keep their projects moving forward, such as remote collaboration tools and virtual networks. However, not all developers will be able to remain safe and continue working under such dangerous conditions. It’s likely that many of those affected have had their lives put at risk simply due to their employment in Ukraine’s tech industry.

Moreover, the current situation has presented yet another challenge for those trying to advance their careers: employers may now be unwilling or unable to hire Ukrainian developers due to a lack of visibility into whether they can count on them in an environment plagued by warfare. This fear has further widened the gap between tech professionals living in other countries and those currently located in Ukraine who are working tirelessly amidst difficult circumstances.

The harsh realities that Ukrainian programmers face must not go unnoticed or forgotten; they need international support if they are going to continue developing technologies even under pressure from one of Europe’s strongest military forces.

Economic Implications

The ongoing conflict between Ukraine and Russian forces has far-reaching and devastating economic implications that are difficult to quantify. The UN estimates that over 7000 people have been killed in the conflict since April 2014 and countless more have been displaced from their homes.

In addition to the human cost, the war has also caused massive destruction of property and infrastructure.

The conflict has led to a decrease in foreign investment and a significant decrease in spending as businesses reduce their financial exposure by cutting back production or reducing services. As a result, unemployment rates have skyrocketed in Ukraine while salaries have plummeted as companies grapple with reduced profits. This, coupled with extreme inflation caused by an increasingly weak currency, has left many Ukrainians struggling to make it through each day.

Additionally, the war has hindered the development of IT skills in Ukraine due to displacement of experienced professionals who were working or studying abroad, or because they had left to find employment elsewhere in Europe due to reduced paychecks. The loss of highly-trained professionals could cause a deficit of innovation for some time although there is potential for growth if technology can be harnessed as a tool for peacebuilding between Ukraine and Russia.

For startups operating within Ukraine, the war presents an even more serious challenge as any form of foreign aid is still severely restricted due to international sanctions. This could present an obstacle for entrepreneurs looking to launch their business ideas given the lack of initial funding available.

Ultimately, it is clear that both sides in this conflict will feel its ramifications for years after resolution is achieved – both through direct losses incurred during the fighting itself and indirect losses due to prolonged economic depression stemming from reduced investment opportunities and diminished resources throughout Silicon Valley East.

Humanitarian Aid Efforts

In conjunction with the Ukrainian military, organizations around the world are working together to provide humanitarian aid and medical relief in response to the ongoing conflict between Ukraine and Russia. To date, over three million civilians have been displaced as a result of the violence since 2014.

Among those attempting to help are United Nations agencies like UNHCR and UNICEF, which are providing essential items for those affected, including food, clean water, hygiene kits, mattresses and other supplies. Additionally, the International Committee of the Red Cross (ICRC) has been working with local partner groups in both Ukraine and Russia to develop medical facilities in order to better support wounded soldiers and civilians alike.

The programming community is also joining forces globally in an effort to provide much-needed aid as well as material assistance such as laptops and tablets. From financial contributions lead by organizations such as Intel IT Industry Donations Program that focus on aiding refugees specifically impacted by Russian aggression to Hackathons organized help raise awareness among hackers of nationalities all around Europe created by Eurotux Hackers supporting Europe’s youth future programming community despite politics through career development opportunities for its outreach regarding humanitarian conflicts across Europe it is clear Ukrainian programmers require much needed assistance but what would really help move forward during these trying times is financial investments from foreign countries especially from countries not involved warring conflict specifically towards educational resources technology advancements that would benefit refugees.

International Response

In the face of continued bombing by the Russian Army in Eastern Ukraine, the international community has responded with an array of strategies to hold Russia accountable for its actions. To date, these have included:

  • the imposition of economic sanctions by the United States and European Union (EU)
  • targeted asset freezes and travel restrictions on individual politicians, diplomats and other dignitaries
  • attempts to build diplomatic pressure through direct correspondence with Russian government counterparts
  • sustained efforts to broker a resolution of the conflict through peace talks.

The EU sanctions regime is regarded as effective in reinforcing economic costs on Russia due to its affect on key energy investment projects. The freedom-of-movement sanctions have limited appropriate status signals including meeting invitations, while simultaneously affecting they way top politicians in Moscow assess domestic operations due to their own personal returns being affected. Diplomatic efforts have focused on identifying common points among all parties concerned in order to broker a resolution between Ukrainian government entities and separatist forces in eastern Ukraine engaging Russia’s support for these forces.

The complex nature of this conflict presented a range of challenges that resulted in only limited successes from international action taken so far. However, increases in security spending by participating states bodes well for Ukraine’s ability to combat continued offensives such as those seen occasionally since summer 2015. It remains key for members of the international community to continue stimulating dialogue among all stakeholders whilst ensuring that any peace agreement complies fully with recognized international law requirements so that any attempt at securing regional stability endures into the longer term future.

Potential Solutions

The continuous attacks from the Russian Army on Ukrainian programmers have prompted calls for a rapid response to the conflict. It has been over five years since the war began, and negotiations have proven largely unsuccessful. In order to get the crisis under control and end the conflict between Russia and Ukraine, potential solutions have to be developed.

Some believe that economic sanctions are effective in decreasing military aggression and preventing future conflicts. Sanctions could potentially cripple or severely damage Russia’s economy which would, in theory, limit their capacity to continue launching military assaults on Ukraine. Economic sanctions, however, may also cause serious harm to civilians who are involved in various industries such as banking or the energy sector among others.

Other solutions focus on ways of limiting or deterring Russia’s military aggression with international diplomatic pressure. Attempts should be made to persuade Russia through pressure from regional powers in Europe and China as well as global organizations such as NATO and even the United Nations Security Council. Approaches could also include high-level contact between leaders of both countries as well as providing financial aid from other countries to support Ukraine during this difficult time.

The best solution for preventing Russian-Ukrainian conflict may ultimately be a combination of several different strategies chosen in order to meet particular needs at any given time. The situation remains complex – part political issue, part humanitarian issue – but continuing talks of potential resolutions is essential for making progress towards securing peace throughout Europe and within Ukraine itself.


The current conflict between Ukraine and Russia has been ongoing since 2014, resulting in lasting economic and social harms to the Ukrainian people. For the past five years, Ukrainian programmers have been facing different challenges due to the chokehold placed by Russian forces on technological advancement. Many have had to flee their homes and businesses due to the conflict.

Not only have these conditions discouraged new talent from joining those already in tech-related fields but they’ve also increased financial burden on existing employees. What’s more, Internet access in the East has become unreliable. This state of affairs is likely to continue until a lasting solution is found by both governments involved.

In conclusion, the situation in Ukraine is dire for those pursuing technical professions, who are caught between a rock and a hard place due to Russian aggression and sanctions that prevent much needed technology from reaching Ukrainian shores. It is essential that peaceful solutions can be reached soon so that Ukrainians can reclaim their lives without fear of further interference from Russia’s army.

Python vs Lua: Difference between programming languages

Confused about picking between Python or Lua for a coding project? This article will explain the main differences between these two languages. Then, you can decide which one is best for you!


Python and Lua are two object-oriented scripting languages. Both are simple and have lots of libraries. They share many similarities. Lua is very lightweight, perfect for embedded apps and large systems.

But they have differences too. Syntax, performance, and functionality all vary. We’ll explore these differences to help decide which language is best for a project.

Basis of ComparisonPythonLua
LanguagePython is a widely used, powerful, high-level scripting language that is interpreted. It is also one of the most popular scripting languages.Lua is a high-level scripting language that may be used for a variety of purposes, is flexible, and is very lightweight.
InheritanceIt allows classes to be created using inheritance, in addition to supporting the inheritance concept itself.It does not support things like classes and inheritances like other programming languages do.
FeaturesIt features an exception handling system that can be used to build applications that are more reliable.The feature of handling exceptions is missing in Lua.
SpeedPython is slow in speed, when compared to Lua.When compared to Python, it is faster in speed.
CommunityIt has a sizable community and excellent community support.Because it is newer than Python, it lacks a huge community and strong community support.

Overview of Python

Python is a strong and versatile language. It was made in 1991 by Dutch programmer Guido van Rossum. It’s easy to learn, as its syntax and indentation rules are clear. Python supports both object-oriented and functional programming. This means applications stay maintainable, scalable, and reusable.

Plus, it has automatic memory management. This helps use memory efficiently during execution. Python also has many libraries to choose from:

  • NumPy for scientific computing.
  • TensorFlow for machine learning.
  • Scikit Learn for data science.
  • Matplotlib for plotting graphics.

In addition, it can integrate with other languages: C++, Java, and more. This makes it a great choice for web, desktop, and embedded devices like Raspberry Pi.

Overview of Lua

Lua is a programming language created in 1993 by a set of computer scientists from Brazil. It’s mainly used in game dev and embedded hardware like set-top boxes and video game consoles. Lua has a light scripting language so it’s great for memory-consuming and efficient execution.

It also has object-oriented programming and an interactive interpreter, good for both novices and pros.

Lua’s usually an extension language for existing applications. But it can also write standalone programs like web servers and GUI programs with graphical user interfaces. It’s popular for its simplicity and flexibility. Plus, you don’t need external libraries or modules. The core is lightweight, so it can run on any platform or device. That makes it one of the most portable languages out there.

Syntax Comparison

When comparing Python and Lua, it’s important to note their strengths and weaknesses. Lua is known for its flexibility and speed, while Python has an extensive library of tools and is easier to learn.

Python has a descriptive structure and uses indentations. It has classes, objects, variables, functions, strings, lists, dictionaries, tuples, and exceptions. Lua only requires indentation for code blocks – no other syntax declarations like parentheses or brackets. Lua can have multiplicity between different data types, which Python can’t.

Python also has additional numerical types, like 0x notation for hexadecimal numbers, and 1j notation for complex numbers. It has math operators like exponent**, modulo%, matrix multiplication@, and binary bitwise operations | & ~ ^ << >>. Python’s utility functions are richer than Lua’s tonumber(), type(), etc.

However, they have similar syntax abbreviations like “=”,”+”,”-“,”*”. But, different boolean values (True vs 1) and other entities differ between these two languages. So, porting one language to another can be difficult unless the principles are understood.

Performance Comparison

Python and Lua are two popular programming languages often compared. Both can be used to write powerful and fast programs with various applications.

To understand the differences between them, let’s compare their performance. Performance comparison looks at aspects such as execution speed and efficiency across tasks and workloads. This involves the compiler performance, memory management, language syntax, libraries, and interfaces for integrating with other languages and systems. Each language has unique features that affect its performance.

In terms of lines of code (LOC) per second, Python outperforms Lua compared to other scripting languages because its built-in features are more optimized. However, when considering overall execution time, Lua is faster due to its compiler optimizations for better memory management, faster garbage collection, better object lifetime control, and better caching of data values.

Python has an intuitive syntax which makes it easier for beginners to write code faster. Experienced developers appreciate the flexibility of Lua, which allows complex tasks like data manipulation and recursive tasks without needing complex external libraries. They can still access powerful external modules such as NumPy or SciPy if needed.

In conclusion, both Python and Lua offer capable programming solutions with their own merits. However, when comparing performance, Lua has an advantage over Python due to its focus on efficient programming capabilities without sacrificing elegance or simplicity.

Application Areas

Python and Lua are two of the most popular programming languages. They have different backgrounds, yet both provide great support for developers.

Python is an interpreted, high-level, object-oriented language. It’s versatile and has many library modules. It’s easy to read and write, perfect for quick solutions.

Lua is lightweight and fast. It easily interfaces with other software projects. Lua is often used in scripting video games and web applications.

  • Python is often used for web development, AI, software engineering, scientific computing and game development. It is also used for automation tasks and system scripting.
  • Lua is commonly used for game development and in larger projects, such as content management frameworks and Redis’ scripting capabilities.

Pros and Cons

Python and Lua are two well-known programming languages. Python is general-purpose, while Lua is mostly used for embedded scripting. Both have advantages and drawbacks to consider when deciding which language to use for a project.

Pros of Python:

  • Easy to learn.
  • Large standard library.
  • Third-party libraries available.
  • Supports multiple programming paradigms.
  • Highly readable code.

Cons of Python:

  • Can be slow.
  • Difficult to debug complex applications.
  • Design limitations restrict scalability.

Pros of Lua:

  • Lightweight runtime with low overhead.
  • Easily extendible.
  • Simple syntax leads to high productivity.
  • Embeddable into existing projects.
  • Platform portability.

Cons of Lua:

  • Lacks certain features.
  • No native Unicode support.
  • Limited scalability due to single-threading.


So, overall, Python and Lua are both excellent programming languages. Lua has the advantage of fast code execution and a neat syntax for embedding. Python is better for large projects because it has loads of modules. Regardless of which language you choose, the results will always be great.

Frequently Asked Questions

Q1: What is the main difference between Python and Lua programming languages?

A1: The main difference between Python and Lua programming languages is that Python is an interpreted, object-oriented programming language, while Lua is a lightweight, multi-paradigm scripting language.

Q2: What types of applications can be created with Python and Lua?

A2: Python is typically used for web development, data analysis, and scientific research, while Lua is often used for game development, scripting, and embedded applications.

Q3: What are the major similarities between Python and Lua programming languages?

A3: Both Python and Lua are interpreted programming languages, meaning they do not need to be compiled before they can be executed. They are also both dynamically typed languages, meaning that variable types are determined at runtime.

DailyPay raises $175M Series D and $325M in debt funding

DailyPay is a software company that allows workers to control when they are paid. It raises $175M Series A and $325M debt funding. At the time of writing, the company’s value is $1B+.

(Luisa Beltran/Barron’s Online)

Since its inception, Jessica Mah, an entrepreneur, has enjoyed great success with the company. It has partnered with many businesses such as Walmart, United Parcel Service, and Adecco, a major staffing firm.


DailyPay employs over 120,000 people and pays them nearly $500 million annually. Its goal to negotiate better pay arrangements with large employers is its number one priority.

DailyPay clients and their employees achieve more exceptional results because our on-demand-pay platform is different from any other.

Jessica Mah, CEO at DailyPay, stated that DailyPay was creating a new era of career workers and empowering them to control their financial destiny. We’re connecting over 120,000 employees to their employers, and creating a platform that allows employees and employers to make better decisions about how they spend money.

The company raised $71M funding in its May 2017 funding round. This time, it has surpassed the $200M mark. It raised significant capital in December 2017 to fund its growth.

The company has seen rapid growth, and now has more than 100k customers. Many of its employees were recently hired back. The company’s value is immense and I have asked for more details. Although this is highly speculational, I am confident it is large enough to be picked up by CNBC and other media outlets.

Xpring, a Ripple business, led this funding round. Greycroft, DRW Venture Capital, FirstMark Capital and Greycroft are some of the other investors in this seed-round.

TOP 16 Tech Trends and their Impact on Business Owners in 2023

Businesses evolve alongside the technologies aiding them throughout the length of their operation. Market trends and spending habits are volatile, and these must be monitored to ensure best practices when it comes to progressive or experimental ideas that can be injected into the company’s formula for success. 

Tech trends and their impact on business owners

Thankfully, there are now digital tools within reach for small- to medium-sized business (SMB) owners that can help them grow their empires. Learn the latest technological trends that impact today’s business owners.

Artificial intelligence (AI) is a New Black

Artificial intelligence (AI) and machine learning (ML) will continue to transform business operations, enabling businesses to automate routine tasks, analyze data more effectively, and improve decision-making.

Natural language processing that uses machine learning and AI, in general, has been growing steadily over the years. Companies like Apple, Google, Microsoft, and Amazon use AI tech to enhance their clients’ experience in many different areas. 

Small business owners can use AI through chatbots, allowing them to communicate with prospective clients regardless of their actual team’s availability for quick inquiries. This is especially useful if you are in a stage of business growth that requires a bit more of a hands-on approach as part of your customer service and you do not have the budget to hire additional staff or hire offshore support. 

Some chatbot technologies even allow integration with various customer management systems and third-party applications used by your company. 


The rise of the Internet of Things (IoT) will increase the amount of data businesses can collect, enabling them to optimize their operations and better understand customer behavior.

The Cloud

Cloud technology has been vital to achieving multiple business processes in recent years. The rise of remote employment due to the pandemic has increased the need for cloud storage services to SMBs and even global companies. 

Music on-the-go featuring the entire discography of top-selling artists is made possible by the cloud—digital music giants Spotify and Apple Music both rely on this technology. Thus far, their business models have been working, as proven by the massive number of people subscribed to their services. 

Automation Tools 

Managing and optimizing overall work performance is made easier with the power of automation tools. When you can automate email responses by using tools like MailChimp, schedule social media posts using apps like TweetDeck, or maximize Facebook for Business’ automation and insight capabilities, you can have accurate data on what works and what doesn’t for your market. 

Having reliable insights on things like click-through rates (CTR), engagement, sales, and other vital metrics will allow you to optimize your marketing strategies and give you more time to fine-tune your business growth tactics. 


The adoption of blockchain technology will increase, improving the security and transparency of business transactions and reducing costs associated with intermediaries.

Cryptocurrency, which is touted as the future of payment methods, is enabled by blockchain technology. The blockchain network is essentially secure transaction technology that stores smart contracts, which are fortified by the fact that they are stored within what is essentially a transparent ledger. Everyone can access all transactions made using blockchain, which virtually makes it impossible to tamper.

Transactions made online using various kinds of digital assets (cryptocurrencies, private information, all data involving single transactions between parties) are secured through a distributed ledger network within the blockchain framework. Linux made tools for creating blockchain collaboration networks that may apply to your business. 


The use of chatbots and other forms of automated customer service will increase, improving customer experiences and reducing costs associated with human customer support.

Influencer Marketing 

Influencer marketing is a popular advertising campaign strategy used across many different companies all over the world today. Its power lies in its implementers’ ability to maximize all available platforms their company uses.  

Finding the movers and shakers in their niche is only the first step. Influencers have different rates, level of influence, and tone of voice, even if their image fits perfectly into one niche. When choosing an influencer to work with, consider if the content they have out resonates with your brand image and identity. 

Working with the right influencers will allow you to deliver your brand message in creative ways that can drum up interest for your marketing campaigns. 

Big data tools 

Business management tools are flooding the digital landscape these days. Many Big data tools have built-in or customizable functions that could increase your earning potential as a small business. 

The key to choosing the right big data tool for managing your business is to figure out if: a.) you possess enough tech know-how to maximize the service, and b.) you can ensure that the one you choose matches your project goals. 

Drone technology 

Drones have gone a long way from being considered as toys for the rich to actually being used for delivery purposes. Amazon delivers packages through drones now. 

In the coming years, new uses for drones may surface. Maybe they will be used more in the agricultural sector for assessing farm crops or livestock status. Irrigation systems in some parts of the world are also now benefiting from drone technology. 

Fortifying cybersecurity measures

Online businesses that rely heavily on tech are susceptible to cyberattacks that can put their company and clients at risk. As technology advances, so does the level of sophistication mastered by hackers to obtain sensitive data. Brutal cyberattacks drive cybersecurity companies to beef up data safety protocols for execution. 

5G and Information and Communications Technology (ICT)

The rise of 5G networks will enable faster and more reliable connectivity, enabling businesses to adopt new technologies and improve communication.

While 5G has demonstrated its importance in remote monitoring and healthcare consultation, the rollout of 5G is delayed in Europe at the time when the technology may be needed the most. The adoption of 5G will increase the cost of compatible devices and the cost of data plans. Addressing these issues to ensure inclusive access to internet will continue to be a challenge as the 5G network expands globally.

Distance Learning

As of mid-April, 191 countries announced or implemented school or university closures, impacting 1.57 billion students. Many educational institutions started offering courses online to ensure education was not disrupted by quarantine measures. Technologies involved in distant learning are similar to those for remote work and also include virtual reality, augmented reality, 3D printing and artificial-intelligence-enabled robot teachers.

Even kindergarteners are learning from home – but will this trend create wider divides and increased pressure on parents?Image: REUTERS/Joy Malone

Concerns about distance learning include the possibility the technologies could create a wider divide in terms of digital readiness and income level. Distance learning could also create economic pressure on parents – more often women – who need to stay home to watch their children and may face decreased productivity at work.


Telehealth can be an effective way to contain the spread of COVID-19 while still providing essential primary care. Wearable personal IoT devices can track vital signs. Chatbots can make initial diagnoses based on symptoms identified by patients.

Telehealth utilization has grown during the COVID-19 pandemic.Image: eClinicalWorks’ healow

However, in countries where medical costs are high, it’s important to ensure telehealth will be covered by insurance. Telehealth also requires a certain level of tech literacy to operate, as well as a good internet connection. And as medical services are one of the most heavily regulated businesses, doctors typically can only provide medical care to patients who live in the same jurisdiction. Regulations, at the time they were written, may not have envisioned a world where telehealth would be available.

Online Entertainment

Although quarantine measures have reduced in-person interactions significantly, human creativity has brought the party online. Cloud raves and online streaming of concerts have gain traction around the world. Chinese film production companies also released films onlineMuseums and international heritage sites offer virtual tours. There has also been a surge of online gaming traffic since the outbreak.

Even dance instructors are taking their lessons online during the pandemic.Image: REUTERS/Mario Anzuoni

Supply Chain 4.0

The COVID-19 pandemic has created disruptions to the global supply chain. With distancing and quarantine orders, some factories are completely shut down. While demand for food and personal protective equipment soar, some countries have implemented different levels of export bans on those items. Heavy reliance on paper-based records, a lack of visibility on data and lack of diversity and flexibility have made existing supply chain system vulnerable to any pandemic.

Core technologies of the Fourth Industrial Revolution, such as Big Data, cloud computing, Internet-of-Things (“IoT”) and blockchain are building a more resilient supply chain management system for the future by enhancing the accuracy of data and encouraging data sharing.

3D Printing

3D printing technology has been deployed to mitigate shocks to the supply chain and export bans on personal protective equipment. 3D printing offers flexibility in production: the same printer can produce different products based on different design files and materials, and simple parts can be made onsite quickly without requiring a lengthy procurement process and a long wait for the shipment to arrive.

Snorkels were converted into respirators thanks to 3D printing technology.Image: REUTERS/Ramzi Boudina

However, massive production using 3D printing faces a few obstacles. First, there may be intellectual property issues involved in producing parts that are protected by patent. Second, production of certain goods, such as surgical masks, is subject to regulatory approvals, which can take a long time to obtain. Other unsolved issues include how design files should be protected under patent regimes, the place of origin and impact on trade volumes and product liability associated with 3D printed products.

Grow your business with the right technological tools

More growth opportunities open up when businesses embrace technological advancements. Doing things the traditional way teaches you discipline, but integrating technological innovations into your strategy increases your chances for survival. 

Whether you use a brand new or a refurbished laptop as your primary tool to manage your business remotely, there is a wealth of digital apps and useful technologies that can help your company grow. The key is to find the tools and tech that work well with your business model.

How Does Data Provide Insight?

Many businesses utilize data to defend their decisions instead of motivating their actions. However, data is most valuable when you can turn it into actionable insights. 

Gaining these insights begins by determining what you want from your data and finding its value. But why is data worth using to provide insight and drive business strategy?

Whether you’ve established an agency or work as a marketing manager at a large, multinational company, the right data-driven strategy could enhance both your decision-making methods and your marketing campaigns. This means prioritizing big data collection and analysis is both more important and more challenging. 

This article will review how data provides insight, why data insights are essential, and how you can observe and understand your data to provide actionable insights.

What are Data Insights?

Data insights are the result of the process of accumulating, interpreting, and acting on data. The goal of data insights is very straightforward: they help you make better decisions. A solid data analysis strategy can help companies observe their crucial systems’ health, streamline processes, and increase profitability.  

Data can do everything from help you better track your sleep habits to enhancing your business strategy. It’s all about how you interpret your information. There are three main components to data insights. 

74% of companies have said they aim to be “data-driven,” but only 29% can successfully create insights from their analytics

What is Data?

Data is interpreted as facts, figures, or information stored in or used by a computer. An example of data is information found and utilized for a thesis paper. It could also be something much more commonplace, like an email. 

Analytics is how you examine raw data to come to conclusions about that information. Many of the techniques and processes of data analytics are now automatic processes that scour through raw data to create the findings ideal for human consumption.

Data analytics methods can unveil trends and metrics that would otherwise be lost in the bulk of information. Your business can then use these trends and metrics to optimize processes to increase its overall performance.

Insights are knowledge that a company or individual gains from analyzing sets of information about a specific topic or situation. Analysis of this information provides insights that help businesses make informed decisions and reduce the risk of trial-and-error testing methods.

Why are Data Insights Important?

According to a report, 74% of companies have said they aim to be “data-driven,” but only 29% can successfully create insights from their analytics. Data continues to grow as one of the most significant areas of spending for companies working towards becoming more data-driven. 

If you want your business to not only survive but thrive, you will require a strategy for the future. Between different business arms like marketing, social media, web analytics, sales, and support, keeping current with credible information on your growth is no easy feat. Data insights can give you a clear overview of what’s happening across multiple channels of your business. 

When you utilize data insights, it becomes more straightforward to process information and make more intelligent decisions faster. Your teams can easily access critical metrics about your company performance, the success of its campaigns, and where your best customers are located. 

There are so many ways you can use data to improve your business. An intelligent data strategy can help companies of all sizes, especially small businesses, increase their bottom line and see tremendous overall success.

An insight that compels action is generally more helpful than an insight that answers a question. An actionable insight that makes you reconsider something and forces you in a new direction is desirable. 

These insights are the profoundly valued product of the effort and work that goes into gathering, arranging, and interpreting your data. Maximizing the actionable insights you obtain from your analytics is crucial for your data-driven success. 

How Do I Get the Best Insights from My Data?

Achieving successful insights involves determining what you want from your data. You need to figure out how your raw data can be valuable to your business. Think about what you want to do with the data. It would be best to consider many variables to get your data’s best insights for your goals.  

Do you know precisely what you are trying to accomplish and who will be affected by the project’s results? Are there any more significant goals or deadlines that can help prioritize the project? 

One of the best things you can do to become a data-driven organization is use data as a benchmark for success or failure. Unless you are from the sales and marketing worlds, having a distinct KPI for a role is understandably rare. However, by connecting performance right to a number, you inspire teams to pay attention to data and utilize that perception to motivate their behavior. 

Think about the specific needs that could be addressed by intelligently using your data. What will your project achieve that was impossible before?

Consider how and by whom the results of your data insights will be used and integrated into the company. For example, you may want to partner with an SEO consultant to provide you with valuable information about how your website is reaching your target audience.   

Final Thoughts

How will success be measured? You should remember that employees will work hard to reach the metrics you set as their goals, so ensure that what you’re measuring aligns with your company goals. 

When data insights are intimately attached to your principal business goals and strategic enterprises, it’s more prone to encourage action. Suppose you don’t know how to respond to a specific metric if it drastically increases or decreases — in that case, you might be looking at an unnecessary and useless vanity metric. 

Insights based on key performance indicators and other vital metrics naturally produce a sense of urgency that other data won’t. It’s easier to understand and transform strategically aligned insights into practical responses. 

Insights like these often correlate directly to your business’s arms that you focus on, control, and influence. Depending on how you manipulate your data, your insights can help you drive significant business growth and success for years to come.

B2B Web Portal Development: Guide and Tips

If you’re looking to make your business go digital, then you’ve come to the right place! Our blog is here to help guide businesses on their journey towards a more connected world through the wonders of b2b web portal development. So sit back and enjoy reading as we explore the options available and discuss the amazing possibilities they create.

What is B2B Web Portal?

B2B (Business-to-Business) web portal development is the process of creating an online presence for businesses who seek to interact with other businesses.

The B2B web portal enables businesses to make direct contact with one another and share information efficiently, helping to enhance the effectiveness of the business processes. It also facilitates the trading of products and services, including purchasing from suppliers, order processing, invoicing, payments, returns and customer service.

The development of a B2B web portal requires specialized knowledge and technical skills in order to build an effective solution that will meet all of the business’s needs. Many development companies offer customizable service packages which allow businesses to customize their web portals as per their unique requirements. These packages typically include features such as data security protocols, integration with 3rd party systems such as accounting or CRM software and custom APIs or integrations for commerce platforms.

Additionally, a B2B web portal needs to be continuously monitored in order to ensure that it runs smoothly and efficiently at all times. It should be tested regularly so that any problems can be quickly identified and rectified in a timely manner to prevent disruption from occurring. Moreover, ongoing maintenance should be carried out in order keep up with security updates as well as bug fixes for any discovered errors.

Benefits of B2B Web Portals

Business-to-business (B2B) web portals provide a powerful online platform for companies in any industry to improve the way they do business. From streamlining communications and ordering processes to automating sales and service, B2B web portals make everyday interactions effortless and efficient. With the right B2B portal in place, enterprises can reduce operational costs, improve customer service and increase overall profitability.

Here are some of the benefits of implementing a B2B web portal:

  • Reduced operational costs: By streamlining day-to-day tasks such as order entry, invoicing and payment processing with a web portal, companies can significantly reduce overhead costs associated with manual operations.
  • Fast turnaround times: Automating entire process chains enable companies to respond quickly to client orders and inquiries, improving customer satisfaction and loyalty.
  • Simplified financial transactions: B2B web portals enable automated electronic payments for invoices or other financial transactions between two businesses in real time. This reduces paperwork and processing time for accurate billing operations.
  • Integrated database management: Web portals provide an ideal platform for managing data from multiple sources within one system, allowing businesses to easily search customers, review past transactions or manage activity reports.
  • Global reach: A well-designed B2B web portal gives companies access to potential customers worldwide by providing them with real time connectivity 24/7. While reducing traditional barriers of communication between international buyers and suppliers such as geographical distance or language differences.

Challenges of B2B Web Portal Development

Developing a B2B (business-to-business) web portal requires sophisticated technology designed to facilitate secure and efficient interactions between businesses. The key challenge for organizations is to ensure optimal customer experience and secure data sharing that both companies can trust.

For any B2B website, providing users with an intuitive interface, faster loading times, and secure data access is essential. Additionally, businesses need to find the right balance between effective collaboration and competitive processes in order to create value for their customers.

Some of the most common challenges posed by developing a B2B web portal include:
-Ensuring a user-friendly design with easy navigation
-Providing the right level of security to protect customer data
-Integrating various payment systems
-Supporting multiple languages
-Extracting accurate customer insights from data
-Creating an experience that is tailored to customer needs

In order to meet these requirements, it is important that businesses combine modern technologies such as AI (Artificial Intelligence), machine learning, automation and advanced analytics. By embracing relevant new technologies, many organizations are able to successfully create powerful B2B portals that enable effective business operations.

Designing a B2B Web Portal

Designing a B2B web portal is far more complex than designing a typical consumer website. Organizations must think through their larger business strategy to ensure they create an effective interface that meets and exceeds user expectations.

To start the process, businesses must define their objectives and establish goals for their web portal. This includes understanding the purpose of the site, such as providing support to customers, enhancing relationships with partners and vendors, educating buyers or something else entirely. Once these objectives are clearly defined, businesses can move on to considering specific features for their B2B website such as:
-Responsive design
-Easy search capabilities
-Content customization options
-Detailed product descriptions and specifications
-Secure sign in/out feature
-Dynamic pricing capabilities
-Detailed customer support options
-Integration with external APIs or other systems

A successful B2B web portal must also be designed with the user in mind. Businesses should consider the needs of their target audience when deciding what information should be included on the site as well as how they can streamline navigation to make it easier for visitors to find what they are looking for quickly and easily.

It’s also important to consider how users may access the site – via smartphones, tablets or desktop computers – since this will heavily influence how it is designed.

Building a B2B Web Portal

Building a B2B web portal requires you to take into account the needs of both your customers and suppliers. As a business, your goal is to create a platform that provides an efficient and user-friendly experience for all parties involved, including yourself as the business owner.

Developing a B2B web portal starts with setting up the infrastructure. You have to consider security features such as single sign-on, two-factor authentication, and role-based access control. Additionally, consider factors such as scalability, elastic architecture, open APIs for integration with existing systems, global access capabilities for distributed teams and partners worldwide.

You should also think about building in analytics capabilities to track performance metrics of core processes and engagement on the platform – buyers behavior insights help drive success in marketing campaigns & supplier rating mechanisms which provide you feedback on suppliers performance

Once the portal has been built, it’s important to be creative in how you promote it and market it. Choose the right channels – through email campaigns or sponsored content on digital media – reach out to prospective customers & recommend your portal as their go-to supplier comparison system or relying on word of mouth through case studies & referrals from satisfied customers & partners. Collaterals like webinars or scheduled group demos will help generate interest in your marketplace platform & offers effective customer education opportunities for both buyers & suppliers alike

It’s also important that your B2B platform remains current over time; Constantly review customer needs and feedback from stakeholders regularly to tune features within the solution like automated exchange processes combined with modern user interfaces help maintain ongoing value over time & ensure customer retention is always maximized through an ever improved ecommerce experience.

Integrating a B2B Web Portal

Integrating a B2B (Business-to-Business) web portal into a business offers a range of advantages that are hard to pass up. Customers can access relevant information quickly, and the integration of customer support provides an opportunity to ensure high customer satisfaction. It also allows more efficient transactions as customers don’t have to manually go through each step of the process. With this automation, customers are more likely to complete transactions quickly and easily.

In addition, a B2B platform reduces costs associated with the administration so that businesses can save money in the long run. Furthermore, an effective B2B platform has other benefits such as higher security standards and improved analytics tools for better data gathering and long term customer insights.

When integrating a web portal for a B2B system, there are several steps businesses should take early on with implementation including:

  • establishing protocols for data protection;
  • developing enhanced authentication processes;
  • using advanced reporting tools for efficient website performance tracking;
  • creating appropriate search engine optimization strategies;
  • setting up eCommerce capabilities;
  • and integrating CRM platforms with relevant analytics tools.

By developing systems from the outset that provide users with immediate access to important account information or product application forms, they will be able to navigate the website easier and faster while enhancing their buyer experience overall.

Optimizing a B2B Web Portal

When it comes to optimizing a B2B web portal, there are a number of considerations that must be taken into account in order to ensure a successful project. First and foremost, the goal of the web portal should be established before any further development or optimization begins. This includes understanding the purpose of the platform, who will be using it, and what types of tasks they will need to perform on the site. Additionally, research should be conducted into existing solutions available on the market in order to identify opportunities for improvement.

Once these factors have been clarified, it is then important to consider how users will interact with the portal and how different functions can be implemented in order to improve user experience. This includes addressing design issues such as page layout, navigation elements such as menus and links, content structure and placement (including calls-to-action), as well as how different features such as search engine optimization strategies are integrated across all aspects of the platform. In addition to e-commerce capabilities (if applicable), other areas for optimization may include customer relationship management integrations and third-party software compatibility.

Finally, testing should be completed in order to assess if any improvements can or should be made before launch. During this phase, it is important to make sure all elements are running properly while allowing an opportunity for feedback from internal teams or external stakeholders prior to full release. By applying a comprehensive approach towards optimizing a B2B web portal, companies can ensure they are able to deliver products that meet their business objectives while providing an intuitive user experience.

Maintenance of a B2B Web Portal

Successful business operations require a reliable system to ensure that all aspects of the business run smoothly. Maintenance of a B2B Web Portal is one of the most important tasks businesses can undertake in order to provide their customers with high-level performance and functionality. From regular updates and system upgrades, to managing resources and web content, maintenance is essential for businesses that use portals heavily in order to promote their products or services.

B2B Web Portal Maintenance Cost – $1 500.00 to $15 000.00 per month

When undertaking maintenance on a B2B Web Portal, it is important to consider several factors, such as security concerns, data loss prevention, content management, and performance optimization. Security measures should be taken seriously when dealing with sensitive customer information. This includes ensuring adequate security protocols are in place for user access control. Data loss should also be pre-empted through proactive backups and redundancy strategies in order to mitigate against any unforeseen issues with the portal itself or its hosting environment.

As part of an ongoing maintenance regime, every component of the portal should be regularly monitored for performance optimization purposes. This includes CPU load testing, server load analysis, user authentication procedures, session timeouts and network topology auditing – all factors that could limit or impede peak performance at peak times when usage demands become higher than usual. Additionally, regular patching should be carried out on each page component and script containers while ensuring version incompatibilities are addressed when needed.

Content management requires skilled admin personnel in order to maintain an up-to-date inventory of product listings, media assets and associated content across the portal’s platform(s). Therefore IT administrators must stay on top of new features being rolled out as well as subscribe to developer mailing lists in order to remain current with any new patches available for those features. By creating automated jobs associated with these tasks will enable organizations to keep costs low while minimizing manual labour involved when dealing with round-the-clock dedicated system troubleshooting support coverages

The Kharif-Bloomberg project Aims to bring the Advantages of Decentralization

Decentralization has been a buzzword in the world of finance and technology for a while now. In simple terms, decentralization refers to the distribution of power or control away from a central authority. This concept has been applied to various industries, including finance, where decentralized finance (DeFi) has emerged as a new way of conducting financial transactions without relying on traditional intermediaries like banks.

In recent months, the DeFi space has gained a lot of attention, especially with the launch of the February-March “Kharif-Bloomberg” project. The Kharif-Bloomberg project aims to bring the advantages of decentralization to the world of traditional finance, by leveraging blockchain technology to create a decentralized platform for financial transactions.

The name “Kharif-Bloomberg” refers to the two seasons in which crops are harvested in India and is meant to symbolize the idea of creating a financial platform that is just as robust and reliable as the agricultural cycle.

The Kharif-Bloomberg platform uses blockchain technology to provide a secure and transparent way of conducting financial transactions. Transactions made on the platform are recorded on a decentralized ledger that is maintained by a network of computers, making it resistant to tampering or fraud.

Decentralization Platform

One of the key benefits of the Kharif-Bloomberg platform is that it operates without a central authority, which means that users have full control over their funds and can transact without the need for intermediaries. This also means that there are no middlemen taking a cut of the transaction fees, resulting in lower costs for users.

Another advantage of the Kharif-Bloomberg platform is that it offers users a more secure way of conducting transactions. Since the platform operates on a decentralized ledger, it is protected against hacking and other security threats that are common in centralized systems.

In conclusion, the Kharif-Bloomberg project is a promising initiative that aims to bring the benefits of decentralization to the world of traditional finance. By leveraging blockchain technology, the platform offers a secure, transparent, and cost-effective way of conducting financial transactions without the need for intermediaries. As the DeFi space continues to grow, it will be interesting to see how the Kharif-Bloomberg project evolves and contributes to this exciting new landscape.

77 Programming Jokes

The article on “Programming Jokes and Coding Developer Puns” is a collection of jokes and puns related to the field of programming and development. These jokes are meant to provide some lighthearted humor for those in the tech industry. The jokes cover topics such as coding languages, bugs, and software development in general. The jokes are aimed at making readers laugh and lightening the mood in a sometimes stressful work environment.

The article includes puns and jokes that can be appreciated by both novice and experienced programmers alike.

The first 90% of a project takes 90% of development time. The last 10% takes the other 90% of the time

1. How many programmers does it take to change a light bulb?

None. It’s a hardware problem.

2. What is hardware?

It’s the part of a computer that can kick you.

3. What is software?

It’s the part of a computer you can’t hit.

4. “What happened to your funny programming jokes?” asks the CTO.

“They’re still loading,” replied the junior developer.

5. Eight bytes walk into a bar. The bartender asks, “Can I get you anything?”

“Yes,” reply the bytes. “Make us a double.”

6. Why do coders always mix up Halloween and Christmas?

Because Oct 31 = Dec 25
(Coding joke explained: 5×5=25 in the DECimal number system is equal to 5×5=31 in the OCTal number system.)

7. Knock, knock. Who’s There?

Very long pause….

8. Why did the programmer die in the shower?

He read the shampoo bottle instructions: Lather. Rinse. Repeat.

9. What does programming consist of?

10% science
20% ingenuity
70% getting the ingenuity to work with the science

10. How did Yoda get his first lead?

He used the Sales Force. (See more marketing jokes here.)

11. Have you heard about the new Cray supercomputer?

It’s so fast, that it executes an infinite loop in 6 seconds.

12. What is debugging?

Removing the needles from the haystack.

12. What are the three most dangerous things in the world?

1. A programmer with a soldering iron.
2. A hardware engineer with a software patch.
3. A user with an idea.

14. A computer software developer asks God, “Where will I go after I die?”

God’s Answer: Onto a DAT tape and into offline storage.

15. A computer programmer asks God, “What was Aramaic?

God’s Answer: The original Higher Order MACRO Language.

16. A follow-up question to God, “What does that make Ancient Hebrew??

God’s Answer: Aramaic++

(Ok. No more programming jokes about God. Let’s move on.)

17. What is the most used language in programming?


18. What is the object-oriented way to become wealthy?”


19. What is the optimum view for an SEO?

Pageview. (See more SEO Jokes here.)

20. Why did the database administrator leave his wife?

She had one-to-many relationships.

21. Why did the programmer quit his job?

Because he didn’t get arrays.

22. Why are Assembly programmers always soaking wet?

They work below C-level.

23. What do cats and programmers have in common?

When either one is unusually happy and excited, it’s because they found a bug.

24. What did the Java code say to the C code?

You’ve got no class. (One of the best Java developer jokes around.)

25. What is a programmer (according to programmers)?

A person who fixes a problem you don’t know you have in a way you don’t understand.

26. What is the dictionary definition of a programmer (noun):

A machine that turns coffee into code.

27. What is a software developer?

A person who does precision guesswork based on unreliable data provided by those with questionable knowledge.

28. What is an algorithm?

A word used by programmers when they don’t want to explain what they did.

29. What did the project Manager say to the programmer?

You start coding, and I’ll go find out what they want.

30. Why did the software coder enjoy pressing the F5 key?

It was refreshing.

31. A day in the life of a programmer:

I hate programming.
I hate programming.
I hate programming.
It works!
I love programming.

32. What do you call a programmer from Finland?


33. Where do programmers hang out after work?

Foo bar.

34. A foo walks into a bar, takes a look around, and then says…

“Hello World!”

35. If 0 is false, then 1 is true, right?


36. What do developers and air conditioners have in common?

They both become useless with open windows.

37. What is a Java programmer’s favorite musical note?


38. How do coders hunt elephants?

By exercising Algorithm A:

  • Go to Africa.
  • Start at the Cape of Good Hope.
  • Work northward in an orderly manner, traversing the continent alternately east and west.
  • During each traverse pass,
  • Catch each animal seen.
  • Compare each animal caught to a known elephant.
  • Stop when a match is detected.

39. How do more experienced computer programmers hunt elephants?

By modifying Algorithm A:

  • Placing a known elephant in Cairo to ensure that the algorithm will terminate.

40. There are only 10 types of people in this world…

Those who understand binary and those who don’t.

41. A programmer walks to the butcher shop and buys a kilo of meat…

An hour later he comes back upset that the butcher shortchanged him by 24 grams.

42. A software developer lights up a cigarette in front of his new girlfriend. “Can’t you see the warning on the cigarette pack? Smoking is hazardous to your health!”, she tells him. To which he replies:

“I am a programmer. We don’t worry about warnings. We only worry about errors.”

43. How do you tell an introverted computer programmer from an extroverted computer programmer?

An extroverted computer programmer looks at your shoes when he talks to this ad

44. How do you tell HTML from HTML5?

Try it out in Internet Explorer. Did it work? No? It’s HTML5.

45. Two bytes meet. The first byte asks, “Are you ill?” To which the second byte replied:

“No, just feeling a bit off.”

46. There are three kinds of lies according to programmers:

Lies, damned lies, and benchmarks.

47. Why did the digital marketer break up with her boyfriend?

Lack of engagement. (See more digital marketing jokes here.)

48. When telling the story about a recent car accident to her co-workers, the developer got emotional and said:

“I saw my life flash before my eye,s and all I could see was a close tag.”

49. Three SQL databases walked into a NoSQL bar. A little while later they walked out. Why?

Because they couldn’t find a table.

50. A web developer walks into a restaurant. He immediately leaves in disgust. Why?

The restaurant was laid out in tables.

51. Syntax Joke: [“hip”,”hip”]

(hip hip array!)

52. How do you explain the movie Inception to a computer programmer?

Here’s the basic plot…, when you run a VM inside another VM, inside another VM, inside another VM…, everything runs really slow.

(Next, you’ll find some funny programming puns.)

53. A coder is sent to the grocery store by her mother with the following instructions: “Buy butter and see whether they have eggs, if they do, then buy 10.” He returned with 10 butters and told his mother, “They had eggs.”

54. A SQL query goes into a bar, walks up to two tables, and asks, “Can I join you?”

55. The computer is mightier than the pen, the sword, and usually, the programmer.

56. All programmers are playwrights, and all computers are lousy actors.

57. When your hammer is C++, everything begins to look like a thumb.

58. A programmer had a problem. He decided to use Java. He now has a ProblemFactory.

59. The generation of random numbers is too important to be left to chance.

60. Real programmers count from 0

61. ASCII stupid question, get a stupid ANSI.

62. I don’t see women as objects says the male coder. I consider each to be in a class of her own.

63. Programming is like sex: One mistake and you have to support it for the rest of your life.

(The next batch of coding puns is about Chuck Norris, which are very funny and deliver some good laughs.)

64. When Chuck Norris throws exceptions, it’s across the room.

65. All arrays Chuck Norris declares are of infinite size, because Chuck Norris knows no bounds.

66. Chuck Norris doesn’t have disk latency because the hard drive knows to hurry the hell up.

67. Chuck Norris writes code that optimizes itself.

68. Chuck Norris can’t test for equality because he has no equal.

69. Chuck Norris can unit test entire applications with a single assert.

70. Chuck Norris doesn’t bug hunt as that signifies a probability of failure, he goes bug killing.

71. Chuck Norris’s keyboard doesn’t have a Ctrl key because nothing controls Chuck Norris.

72. !false

(It’s funny because it’s true.)

73. What did the router say to the doctor?

““It hurts when IP.”

74. What sits on your shoulder and says “Pieces of 7! Pieces of 7!”?

A Parroty Error.

75. Why did the programmer put two glasses on his bedside table before going to sleep?

A full one was there in case he gets thirsty and an empty one was there in case he doesn’t.

Strategies For Successful Investing In 2023

Due to a pandemic disrupting supply chains and consumers sitting on large amounts of cash, prices in the United States began 2022 on an upward trajectory. In addition to record-low unemployment rates, the trend toward remote work seemed to be here to stay. Many people believed that the worldwide economic crisis had ended.

On the other hand, not everyone was so optimistic, and soaring prices quickly became a problem for investors and ordinary Americans.

The Federal Reserve finally made up its mind to promise to stem the tide of rising prices by increasing interest rates after some initial hesitance. Investors had a terrible year as the stock market crashed and bonds followed suit.

The S&P 500 managed to escape bear market status by the end of 2022, but it was still down by 17% from its peak. To separate the warnings from the possibilities, here are nine investment options to consider as we look forward to 2023.

1. Tune Out The Chatter

Your investment selections should not be affected by whether 2023 is good or bad for equities (or, quite probably, both at separate periods).

It’s been said that “timing the market” is irrelevant to achieving investment success. Timely in the commercial sense.

The easiest approach to avoid this is to establish a regular savings plan, such as allocating a fixed sum of funds each month to various investments such as stocks and bonds.

2. Spread Your Investments Out.

Diversifying your portfolio between stocks, bonds, real estate, and cryptocurrency may help you mitigate the effects of market fluctuations and the potential underperformance of any one investment.

When investing just in the financial markets, diversifying your stock holdings is still essential for mitigating risk and optimising long-term profits, even if you only plan to invest in the market itself. Spreading your investment across many firms in various industries and markets may help mitigate the effects of a single stock’s underperformance.

3. Possible Prolonged Period of the Bear Market

There was a fiery explosion on the financial sector spaceship Covid-19. When the next bear market began in June 2022, investors were already on edge from the first one in 2020.

Even though the financial sector has recovered from its bearish market slump by the end of 2022, it is still fallen by double-digits from its all-time highs.

Usually, bond prices rise during a down market. Bond prices have declined with stock values as a result of relentless rate increases. The traditional 60/40 strategy lost more money in the 3rd quarter of 2022 as the stocks-only option, raising doubts about whether or not the O.G. strategy should be scrapped.

Conventional investment strategy algorithms may have a difficult time this coming year as rising investor confidence is anticipated to coincide with falling inflation.

Though it’s always wise to repeat the phrase “buy low” during your daily devotion, 2023 may show that buy-and-hold trader require more than stocks and fixed interest to protect their portfolios from volatile markets.

4. It’s Important To Look At Your Options.

In terms of greater diversification, the year 2023 may mark the tipping point when ordinary investors begin to include alternative assets in their portfolios.

There should be more alternative investments in your portfolio in 2023, regardless of your wealth, risk tolerance, or investment horizon. Unlike dividends, alternatives have a low connection to conventional investment vehicles like securities and bonds, meaning they may reduce the volatility caused by rising prices and unemployment while simultaneously increasing returns.

Common investors now have exposure to alternate investment approaches including assets and regulated futures via a wide range of inexpensive exchange-traded funds (ETFs) including index funds, which were formerly only available to qualified traders and experienced dealers.

Although alternative assets often have higher trading costs than the typical fund, the potential for better returns may be worth the trade-off.

5. The Allure Of Savings Bonds

There is some good news to be found in the rising gloom, and that is the increased demand for savings bonds, especially Series I securities. In April of 2022, the I bond rate reached an all-time high of 9.62 percent, in stark contrast to the S&P 500’s 15 percent drop during the same period.

On Friday, October 28th, the penultimate day to acquire I bonds preceding the half-yearly rates resetting, traders who were anxious to secure that amazing yield ordered $979,000,000 in I bonds, causing the Treasury Direct site to collapse. It’s as though the U.S. Treasury were getting tickets to a Taylor Swift performance.

I bonds with the lesser (but still spectacular) 6.89% return are accessible until April 30, 2023, for individuals looking for alpha with their spare capital. Although they are not marketable for a year after purchase, it’s hard to disagree with a promised return on investment secured by the absolute trust of Uncle Sam.

6. Stay Alert for Possible Job Losses

There’s a chance that “#layoff” may be the most talked-about term of the year on Twitter. Companies in the technology industry, including Meta, Amazon, Lyft, and Twitter, have been laying off tens of thousands of workers since the middle of November.

It’s no secret that several large IT companies have laid off workers recently, but other sectors have also felt the effects. As mortgage applications, consummated deals, and company income have dried up due to increasing rates and housing prices, real estate firms including Better, Redfin, and Opendoor have laid off employees.

The historically robust U.S. labour market might collapse next year as cash-strapped public corporations strive to shore up their balance sheets ahead of a probable recession. Though analysts believe that recent graduates will have no trouble finding work, they should keep in mind that entry-level roles often have less of an effect on a company’s bottom line.

That might have an impact on unemployment rates, particularly in fields that rely heavily on technology. To reduce overhead costs, some businesses may adopt more streamlined hiring practices that put qualified people on the sidelines.

7. When Will Cryptocurrency Be Able To Bounce Back?

It’s not hard to make the case that 2023 is going to be a much better year for cryptocurrency than 2022 was.

Hundreds of billions of dollars worth of cryptocurrency were lost in the mid-year 2022 crypto crash caused by multiple stablecoins whose pegs slipped, including TerraUSD and Tether. The sudden implosion of FTX did not hamper cryptocurrency exchanges like

In 2023, cryptocurrency companies will likely try to attract investors not with flashy coins or famous people’s backing, but with stories of solid cash reserves. And you should expect significant progress in cryptocurrency legislation to come out of the nation’s capital.

In the middle of November, the Federal Reserve initiated a 12-week CBDC proof-of-concept study, and lawmakers are still eager to go forward with crypto regulation legislation.

The unfortunate events at FTX are likely to influence many discussions about blockchain, rather than the technology’s long-term, unrealized promise.

Last But Not Least

You can’t expect to see a return on your investment overnight. More important than being able to seize fleeting chances is the capacity to persevere through difficult times. Those surefire ways to earn money endure far longer than you may expect, allowing you plenty of lead time to capitalise on an exceptional purchasing opportunity when you discover one.

You may improve your chances of becoming a successful investor in 2023 and beyond by following these guidelines and approaching the markets with care and a long-term view.

Why Businesses Install Accounting Software

If you’re a small business owner, the last 3 years have been especially trying. Despite having made it through the worst aspects of the COVID-19 pandemic, you are now facing devastating supply chain problems. 

The rising cost of living in 2022 didn’t help your financial situation any. More than ever, you’ve had to keep track of your cash flow.

Making smarter, more well-informed plans for the future is possible with the help of online accounting software, which can help you streamline and automate your day-to-day financial responsibilities. 

Some are better suited for one-person businesses, freelancers, or small firms with no more than a couple of employees. 

There are other facilities that can support firms of a slightly greater size. You’ll find descriptions of these programmes with descriptions of their differences and tips for selecting the best programme for your company down below.

5 Reliable Accounting Software For Businesses To Install


FreshBooks deceives you with its attractiveness and ease of use. To top it all off, FreshBooks is a fully-featured, double-entry accounting system with a stellar user interface. 

Since it is simple enough for inexperienced bookkeepers to pick up, yet robust enough to accommodate all the features a bigger corporation would need (including payroll), FreshBooks should be one of the initial accounting alternatives a very small company considers.

Though it can scale to larger teams, we think FreshBooks is best suited for one- or two-person businesses. 

It could be used by very small enterprises for basic financial management tasks including invoicing, checking bank balances, taking payments, and keeping tabs on earnings and expenditures. 

Complex businesses can benefit from additional features like project management, proposal creation, mileage and time monitoring, and detailed reports.

Intuit QuickBooks Online

For a long time, no other online accounting solution could compete with Intuit’s QuickBooks Online. It combines top-notch accounting features with an intuitive interface. 

The service distinguishes out from the competition because it can be tailored to meet the needs of individual users, is available in a variety of flavours with a wide array of optional extras, and is mobile-friendly.

The price of Intuit QuickBooks Online means that it is best suited for small enterprises with a sizable IT budget. 

It’s simple enough that a new bookkeeper can pick it up quickly, yet powerful enough that even the pickiest user can benefit from its numerous accounting features. It’s adaptable and simple to use, making it suitable for a wide range of businesses.


You can use Wave for free if you don’t need payroll or payment processing, but the other online accounting solution is QuickBooks Online. 

When it comes to invoicing and handling transactions, Wave is reliable and follows GAAP. Among the simplest and most straightforward solutions available to businesses today.

To top it all off, it supports a wide variety of currencies and is incredibly user-friendly, making it ideal for new businesses.

However, it lacks features such as an inventory management system, mobile access in its entirety, or a time-tracking application.

Wave is a cloud-based accounting solution for one-person businesses and independent contractors who need flexible scalability. 

Because of its double-entry bookkeeping and integrated payroll features, it may be a good fit for small enterprises with a few workers, though there are likely better options. Plus, it’s easy to use, so even those with little prior experience with finances can benefit.

Zoho Books

Zoho Books is the accounting component of Zoho’s suite of productivity apps for small businesses. Integration between your accounting data and other apps and services, such as customer relationship management, email, and more, is possible. 

When compared to similar products, Zoho Books’ ease of use, adaptability, and depth in core bookkeeping areas (such as sales and purchases, work and project monitoring, and inventory management) are on par, if not superior.

Zoho Books remains surprisingly cheap, and it even offers a free app, however, costs for subscription plans increased this year. It is as least as competent as some of the finest competitors. 

On the whole, organisations that utilise other Zoho products will benefit most from using Zoho Books, but this is by no means a requirement. 

We also suggest it to startups, expanding organisations, and well-established corporations that could benefit from its adaptability, depth, and usability. The breadth of its services, however, may be too much for certain firms, especially those with less complex requirements.

Sage 50cloud Accounting

Sage 50cloud Accounting provides more than many smaller firms need and costs a bit more, this accounting tool is the most complete and adaptable of the applications here. 

Built-in internet connections allow for various forms of remote work, and the programme is compatible with Microsoft 365 Business. Sage 50cloud Accounting is a robust programme, thus it’s puzzling that it wasn’t given a higher score. 

It could have gotten a better review if it weren’t for the antiquated UI, the inability to access it on mobile devices, and the necessity of a local installation.

For businesses that need detailed inventory monitoring, Sage 50cloud Accounting is the best option. 

The Latest Pricing Model Of Accounting Software 

Costs for accounting software for small enterprises range from zero dollars per month to over $150. Starting with a basic plan, which typically costs between $0 and $40 per month, is a good idea. Invoices, receipts, and financial summaries can all be handled with ease by even the smallest of businesses with the help of a solid foundational framework. 

The majority of applications are upgradable as a company expands, so its software can keep up with their needs. 

The most advanced packages give companies more flexibility in tracking inventories, creating financial reports, processing payroll, and billing customers.

However, there are AI-based trading bots like which are virtual assistants. The fusion of this virtual assistant with account software will serve as an incredible technical modification for businesses. 

The Bottom Line 

Although most accounting system is intuitive, a basic grasp of accounting standards is essential for producing reliable financial reports. This is why many companies employ accountants and bookkeepers to store and examine their financial records. 

Accounting software hosted in the cloud allows business owners and their bookkeepers to view financial data in real-time. Thus serving as an essential technical asset every business must incline towards. 

Bitcoin vs Ethereum: What to Buy Now?

The cryptocurrency market drop that has been lasting since the spring of 2022 scared many investors off. However, the downtrend is an excellent chance to enter the market at the lowest possible prices and hold coins waiting for the next bull trend. When you plan to buy cryptocurrency on the downtrend, pay attention to the assets with the most significant indicator of market capitalization. The reason to select mega-cap coins are:

  • Assets with large caps dominate over competitors. They set the market trend. 
  • Large-cap coins are always in demand. So you will quickly sell them if you want.
  • Such assets are perfect for long-term investments. Since nobody knows when the following bull trend starts, it would be wise to buy and hold large-cap assets.

The most dominant digital assets in all crypto rankings are, of course, Bitcoin and Ethereum. To convert BTC to EUR, use the WhiteBIT trading exchange.

What is Ethereum?

Ethereum used to come second after the market’s leader – Bitcoin. As of January 2023, one Ethereum (ETH) costs $1,411, and the market cap exceeds $172 billion.

Just a few months ago, the Ethereum network switched to the Proof of Stake mechanism, so from now on, Ethereum coins are not mined but staked, which is much easier:

  • Cheap transactions
  • Lightning fast network
  • High throughput.

Before the transition to PoS, Ethereum suffered troubles with high fees and low network speed. It is quite possible that the coin’s rate will boost during the next bull run. So it is recommended to invest in this asset.

What is Bitcoin?

Everyone knows about Bitcoin – the leading crypto asset in the market, created by an unknown person (or team), reaching top positions in all rankings. In January 2023, the BTC rate is $22,910, with the cap exceeding $364 billion. Bitcoin is the most stable growing asset in the long term, so it is definitely worth it to buy crypto.

It is challenging to pick which is better, BTC or ETH because they are both worth investing in. You will find relevant cryptocurrency prices and good trading conditions on WhiteBIT.

Starbucks Launches NFT Utility for Coffee Members

Starbucks has recently announced their new NFT (Non-Fungible Token) utility for coffee members, allowing customers to use blockchain technology to receive rewards and offers. This new utility aims to provide customers with a more secure and efficient way to manage their loyalty programs and offers. Starbucks is the latest company to join the blockchain movement, and their decision to launch an NFT utility for coffee members is sure to revolutionize the customer experience. Read on to learn more about this exciting new development from Starbucks.

What is NFT?

Non-fungible tokens (NFTs) are digital assets that are unique, cannot be replaced, and are stored on a blockchain. They represent ownership of a specific asset, such as an artwork, song, or digital collectible. NFTs are cryptographically secured and verifiable, meaning they can’t be counterfeited or copied. NFTs provide a way to securely purchase, transfer, and trade digital assets, creating a new type of digital marketplace. Check out if you’re looking for a secure crypto trading platform.

How will this work?

Starbucks has recently announced a new utility using Non-Fungible Tokens (NFTs) that will be available to members of their rewards program. NFTs are digital assets that exist on the blockchain, which allows them to be stored and transferred securely. 

When a Starbucks member signs up for the NFT utility, they will receive a unique token that will be associated with their Starbucks rewards account. This token can then be used to make purchases at any Starbucks location worldwide. The token will also allow members to earn points and rewards, just like they would with their regular Starbucks rewards account.

The NFT utility is designed to streamline the process of making payments and earning rewards. Instead of having to use traditional methods like cash or credit cards, Starbucks members will be able to quickly and easily transfer funds from their NFT wallet directly to their rewards account. 

This new utility will also enable Starbucks members to take advantage of special offers that are exclusive to NFT users. For example, members may be able to get free coffee when they make a purchase using their NFT tokens. In addition, the NFT utility will provide increased security and privacy for users, as it is based on blockchain technology.

What are the benefits?

The main benefit of Starbucks launching their NFT utility for coffee members is that it will give customers more control and access to rewards and discounts. With the NFT system, customers can earn special offers and discounts at Starbucks stores based on their loyalty program membership. For example, customers with a Gold Level membership can receive exclusive in-store offers such as free drinks, discounted food items, and other exclusive rewards. 

Additionally, this new system provides an easy way to track progress and rewards, allowing customers to save money in the long run. The NFT system also allows customers to check their account balance and redeem points without having to manually visit each store. Customers will be able to see how many points they have available and the current balance of their reward points. 

This new system makes it easier for customers to manage their loyalty program rewards. By using the NFT system, customers can keep track of their rewards more easily, which will help them make more informed decisions about where and when to use their rewards. Additionally, customers will have access to special offers and discounts that are tailored to their individual tastes and preferences. 

Overall, the NFT utility for coffee members provides numerous benefits for both Starbucks and its customers. By utilizing this new system, Starbucks can reward its loyal customers with exclusive discounts, offers, and rewards that are tailored to their individual tastes and preferences. Customers can also save money in the long run by keeping track of their rewards and redeeming them more easily.


Starbucks has launched an exciting new way for its coffee members to use Non-Fungible Tokens (NFTs) to earn rewards. Through this utility, members will be able to collect and use NFTs to purchase items from Starbucks and other vendors. This is a great way for members to get more out of their membership, as well as explore the new world of digital currency. As the NFT space continues to grow, Starbucks is one of the first companies to tap into it and offer such a unique utility to its members. With the launch of this new utility, Starbucks is hoping to help its members explore and take advantage of the world of digital currency.

All Deepnude Related Reddit posts

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“Bot Generated Fake Nudes Of Over 100,000 Women Without Their Knowledge – Around 104,852 women had their photos uploaded to a bot, on the WhatsApp-like text messaging app Telegram, which were then used to generate computer-generated fake nudes of them without their knowledge or consent: MediaSynthesis”“103 votes, 14 comments. 22.1k members in the MediaSynthesis community. **Synthetic media describes the use of artificial intelligence to generate …”
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Why do you need to set up your own VPN for business?

Do you ever feel like you’ve been swindled by shady online businesses? Are you looking to increase your online security and protect your company’s sensitive data? Setting up your own VPN for business is the best way to ensure a secure connection, reliable protection, and effective management of your network activity.

In this blog, we will discuss why it’s important for businesses to set up their own VPN and how doing so can benefit them. So let’s:

Introduction to VPNs

Virtual Private Networks (VPNs) are essential tools for businesses of all sizes. A VPN establishes an encrypted connection between two or more geographically dispersed sites, allowing connected machines or networks to securely share data, applications and resources. Setting up a VPN offers many benefits, including increased security and low cost scalability.

Basic setup options include using a virtual private server (VPS) hosted on another network, or setting up a dedicated VPN on-premises using your own network infrastructure. VPS services offer added convenience and often have lower startup costs due to their ready availability and utilization of existing resources. Additionally, for more complex requirements – such as those needing strong authentication – an on-premises solution may be the best option.

No matter which option you choose, whether it’s a VPS solution or dedicated hardware on-premises, following these basic steps will help ensure you get the most from your VPN:

  1. Choose compatible protocols
  2. Enable authentication
  3. Utilize encryption
  4. Allow routed access only for certain IP addresses
  5. Set up firewall rules
  6. Define and configure user access levels
  7. Connect securely over the Internet using protocols like IPSec and L2TP/IPSec
  8. Monitor activity with logging capability

By following these steps in setting up your need business VPN can help secure sensitive data while streamlining workflows and improving collaboration among remote teams.

Benefits of Setting up a VPN for Business

Using a virtual private network (VPN) for business offers numerous advantages for an organization. A primary benefit is enhanced security measures and policies, which in turn provide higher levels of coverage for any type of data associated with the business. This extra security can be beneficial in preventing unauthorized access to company data.

Moreover, setting up a VPN can make it more cost effective to use third-party services as less computing power is needed to support complex applications and expensive hardware is not needed on-site. It also ensures secure transfer of data over public networks and allows remote users to access information stored on the internal network.

By utilizing a system-based architecture such as a Virtual Private Network, businesses are able to remain competitive and flexible while operating efficiently and securely at the same time. Utilizing a VPN allows employees to telecommute or work anywhere in the world as if they were physically connected to their office’s local area network (LAN). Set up correctly, staff members working from home have access from any remote location that uses an internet connection with full security provided by the VPN.

Businesses using a private network gain added assurance that all transaction over public networks are completely safe from external intrusion or infiltration by malicious third parties seeking confidential data or other sensitive information.

Challenges of Setting up a VPN for Business

When setting up a virtual private network (VPN) for business, there are several factors that must be taken into consideration. It is important to understand the challenges associated with setting up a VPN in order to ensure proper security and efficient access for authorized users.

One of the biggest challenges related to setting up a VPN for business is the configuration of software and hardware components. A successful connection requires proper setup of both hardware and software components, as well as on-site or remote client locations. If any part of this process is not completed properly, it can result in difficulty accessing the VPN or unwanted access from outside sources.

Another challenge businesses face when setting up a VPN is selecting an appropriate encryption protocol. Developers must select an encryption protocol based on their performance goals, compatibility requirements, and desired levels of security. This process can be tedious and time consuming, as there are numerous protocols available that all provide different levels of privacy and data protection.

Finally, endpoint devices must be compatible with the chosen VPN protocol before they can establish connection via remote access protocols such as SSL/TLS or IPsec. Security patches must be applied regularly to keep all devices protected against malware attacks and network threats, while also ensuring that they are running all current operating system updates so they can maintain connection stability with your primary office devices or cloud resources.

It is also highly important to monitor user/device usage activities on your business’s virtual private network once it is established in order to avoid security threats such as data leaks or unauthorized activities by untrusted users on your system. Therefore businesses need app-level control capabilities such as application visibility and control (AVC), intrusion prevention (IPS) technology, stateful packet inspection firewalls etc., when setting up their own virtual private network(VPN).

Steps to Setting up a VPN for Business

A Virtual Private Network (VPN) is a secure communication technology that provides a way for users to access organizational networks and resources from anywhere in the world. Setting up a VPN for business can provide benefits such as increased network security, improved scalability, cost savings, and better collaboration.

Here are some steps you should take when setting up a VPN for business:

  1. Evaluate your business needs: Consider the size of your staff and which type of VPN connection is best suited for your current and future needs.
  2. Secure your firewall: Make sure that all incoming and outgoing traffic is routed through the secure VPN connection by configuring firewall rules where appropriate.
  3. Establish remote access policies: Implement user authentication measures to ensure that only authorized personnel have access to the network. Ensure all users have been assigned a unique identifier that only they can use to verify their identity using two-factor authentication or similar security measures.
  4. Select a reliable VPN service provider: Research available providers who offer comprehensive solutions tailored to meet your particular requirements such as port forwarding, tunneling protocols, or proxy servers if they are needed in your organization’s particular use case scenario(s).
  5. Monitor activity on the VPN regularly: Regularly monitor usage logs to detect any suspicious activities indicating potential threats or malicious intent from inside or outside of the corporate network – detections can help protect against potential cybercrime such as data theft or fraud operations within an organization’s perimeter walls.

Security Considerations for Setting up a VPN for Business

Setting up a virtual private network (VPN) is an important step for businesses that are concerned about the security of their networks and data. VPNs create secure tunnels between remote users, computers, and devices such as laptops and smartphones, making it difficult for anyone outside the organization to intercept sensitive traffic. Additionally, a VPN allows businesses to conceal their data from chaotic public Wi-Fi networks, allowing employees to access company servers without exposing any credentials.

When setting up a VPN for business use, security is paramount. Businesses must consider the underlying infrastructure when selecting which type of solution they will use. OpenVPN is considered to be the most secure protocol since its traffic is encrypted through Transport Layer Security (TLS). It can also provide strong authentication methods depending on the type of server being used. L2TP/IPsec and PPTP are protocols that require less setup than OpenVPN but they may not provide as much security or scalability over time since they are not as widely supported or understood by clients or server software vendors.

Businesses should also have a thorough understanding of how to properly configure their solutions in order to maximize security. A thorough checklist should include features such as:

  • Authentication policies that combine username/password credentials with cryptographic certificates.
  • Encryption levels and cipher suites.
  • Password management protocols.
  • Logging capabilities.
  • Firewall rules.
  • Fast failover and redundancy measures in case network connections fail.
  • Redundant servers located at different locations.
  • IP address filtering based on trusted user location information etc..

Finally, professional assessments of risk and solutions can help facilitate more robust solutions tailored best for each business’s specific needs.

Troubleshooting Common Issues with a VPN for Business

VPN (Virtual Private Network) is a critical tool to provide secure connections between remote locations. It routes traffic through an encrypted tunnel, protecting data from hackers and allowing access to internal resources even when users are not located on the same local network.

For businesses, a well-configured VPN ensures that the right level of security is in place for all remote connections. But setting up your own VPN for business purposes can be tricky since there are many elements that need to be configured correctly for it to work properly.

In this article, we will discuss some of the most common issues encountered when setting up a VPN for business networks:

  • Network authentication problems – These issues can range from having incorrect credentials or incorrect authentication settings set up on each user’s computer system.
  • Conflicting IP address ranges – All IP addresses responsible for the Internet connection must be in agreement with each other, otherwise data packets meant for one destination may end up going somewhere else instead.
  • Firewall issues – A firewall provides an additional layer of security by monitoring and blocking certain types of incoming and outgoing traffic, but it can also get in the way if not set up correctly.
  • Routing Problems – Improperly configured routing rules may cause data packets traveling through the corporate network from different sources to become lost or delayed, resulting in slower speeds or dropped connections.
  • Incorrect DNS settings – Having incorrect DNS servers configured on either side can also cause problems with Internet connectivity as well as name resolution services used internally within your organization’s infrastructure.

Cost of Setting up a VPN for Business

The cost of setting up a virtual private network (VPN) for business can vary depending on the number of devices that need to connect to the network and the location they are connecting from. A business may choose to purchase or rent a dedicated hardware device such as a router, modem, or firewall in order to establish their own VPN. This can be more expensive but it gives the business greater control over the security settings and allows for access from multiple locations.

If the company does not have their own hardware, there are software-based alternatives available which may be less expensive. These solutions allow for remote access for employees and provide encryption protocols which create secure connections between users’ devices and the corporate server. Some software packages require an initial set-up fee, along with ongoing fees for maintenance and upgrades.

When weighing up whether it is worthwhile to set up a VPN for your business, it is important to consider long-term costs as well as any other security protocols you may wish to implement such as two-factor authentication or endpoint management tools. The overall cost of creating a secure networking environment should be far outweighed by increased safety and productivity levels your company will experience once it is done properly.


The advantages of setting up your own VPN for business are numerous. Not only does a private VPN provide secure access to sensitive data, it also helps your employees stay productive and connected from anywhere. Additionally, the extra layer of security that comes with encryption adds an extra layer of security and privacy to ensure sensitive company information and traffic is not exposed to malicious actors.

Setting up your own VPN service may require some level of technical abilities, but it can prove to be well worth the effort in the long run.

Why External Attack Surface Management is Crucial in 2023

Once upon a time, gate-based cybersecurity methods were the most efficient way to protect an organization’s external attack surface.

The fact is, with companies constantly growing and expanding by the minute, it’s simply impossible to get security teams to analyze and sign off on each new asset or application prior to them going live.

In addition to that, most businesses are completely unaware of just how widespread their external attack surface really is. As a result, without the aid of External Attack Surface Management (EASM), there is an increased chance that a business’s external assets will become vulnerable at one point or another.

Today we uncover how External Attack Surface Management is essential in securing a company’s IT architecture and ensuring it doesn’t fall victim to cyber-attacks, becoming the latest cautionary tale for others in 2023.

Why External Attack Surface Management is the Future of Cybersecurity

Businesses, big and small, often manage large amounts of sensitive data and sometimes even funds. This makes them alluring to cyber criminals as they often focus on their targets, considering the greatest profitability.

And, from an online criminal’s perspective, the more external assets on offer, the greater the attack surface. A broad attack surface means there are more options for acquiring access to various environments and a higher chance that a breach will occur. In addition, smaller companies are vulnerable because they have smaller IT teams and less robust security management.

External Attack Surface Management allows for monitoring a company’s external entry points, which can be used to access things like data, sensitive information or complete systems.

An increasingly faced-paced way of doing business has resulted in many security challenges that conventional security monitoring methods just cannot keep up with, which EASM aims to address.

A shifting asset landscape is incredibly tricky to keep track of. However, a strong EASM program is set to become the solution for cybersecurity teams in 2023, particularly when it comes to the changing online security trends we’re witnessing.

Vulnerable Common Attack Surfaces

An attack surface involves a physical or digital interface that an attacker can try to gain access to in order to deploy an attack vector or gain sensitive information. To make matters worse, if this attack is successful and goes unnoticed, it is usually used as a point of entry for a chain of attacks.

Understanding and defining the attack surface area is key to protecting it. With the increased use of cloud environments, the entry points of publicly accessible web applications include known, unknown and rouge assets.

Known assets are those which IT teams are aware of and observe with extra care. These include:

  • Cloud storage
  • Third-party services
  • Middleware
  • DNS domains and subdomains
  • Server misconfigurations
  • Hosted apps
  • Web VPNs
  • Routers
  • Ports
  • Frameworks
  • Physical employee devices

Unknown assets are unavoidable and create weaknesses in the attack surface. They are unknown to the security team and are also referred to as shadow IT. Unknown assets can be made up of independently installed software by workers or even forgotten websites. Often, they are harder to discover, especially for growing companies that lack the right tools and processes.

They will occur when mistakes are made in IT software installation or code or can even result from an insecure supply chain.

Rogue assets are all those assets created by malicious actors. This includes malware, typo-squatted domains, websites or even mobile applications built to impersonate the target company.

The External Attack Surface Management Solution

There are some businesses that still rely on vulnerability scanning when it comes to baseline External Attack Surface Management. Unfortunately, this outdated type of assessment provides teams with results that expire quickly and, more often than not, do not paint a true picture of an organization’s sensitive data, digital assets and risks.

EASM is one of the key tools that help organizations identify all possible risks with internet-facing systems and assets. It does this through the following processes and technologies:

  • Asset discovery
  • Data classification
  • Analysis
  • Prioritization
  • Remediation
  • Complete data classification

This tool is also linked to the MIRE ATT&CK Framework — a resource that lists the most common and latest hacking methods that might endanger a company, helping them uncover weaknesses early.

Controlling the Attack Surface

One of the most effective ways to control an attack surface is by limiting the features that are made available to external users. So, for example, only authorized employees or registered customers should be able to access things like online demos or intranet modules that might expose code. In addition to that, content management and administration modules should have enforced access restrictions.

Other steps that can be taken to curb the amount of entry points include:

  • Use obscure points
  • Enforce IP restrictions
  • Only collect the necessary data
  • Try to make any sensitive data anonymous
  • Secure admin modules on a completely isolated site
  • Restrict the type of files that can be uploaded by users to ensure secure uploads
  • Enforce cloud workload security to enhance cloud protection which helps against breaches

Staying a Step Ahead of Threat Actors in 2023

A decade ago, traditional online security strategies included providing substantial perimeter defenses through firewalls, antivirus software and internal networks. Back then, that type of cybersecurity method might have been enough to protect the assets of a business.

In today’s fast-paced online environment, threat actors don’t have to break through the perimeter thanks to externally hosted assets, leaving IT specialists with a major problem in ensuring the security of the external attack surface.

The truth is that every company, whether big or small, has an external attack surface made up of internet-facing assets. Assets such as operating systems, domain names, IoT devices, servers, security devices and public cloud servers make up common components of an external attack surface.  

Unless properly controlled, assets such as these, together with attack vectors, are what cybercriminals can use to steal sensitive data.

One of the biggest challenges facing businesses today is that they’re unaware of just how vast their attack surface is, which is why external attack surface management is crucial in the protection of a company’s assets in 2023.

How to Write a Game Design Documents

Creating a game design document is an important step for a game developer. It should be as detailed as possible to avoid leaving artists and programmers scratching their heads. The GDD is a document that outlines all of the important aspects of a game. The document is like a road map for the team, and it will help them stay on task and on track. It will also save you a great deal of time.

The game design document will also serve as a marketing tool for the game development team. It contains information about the timeframe and budget for the game development. The goal is to create a product that people will buy and enjoy, and a well-written GDD will make it easier to attract potential partners. The GDD also serves as a sales document for the game. It is not limited to just technical requirements.

How To Write a GDD?

A game design document will also provide the basic concept of the game, including the characters, settings, and gameplay. This document will include key elements, as well as a short synopsis. If the document is more detailed, the developers can add the UI, interface diagrams, and other elements that will make the game playable. The GDD will help the developers avoid last-minute revisions.

A design document is a complex document. It should include all the information about the game. Whether it is a simple puzzle or a complex platformer, a design document should cover all the necessary details. It must be informative, evocative, and accurate. While it’s important to keep in mind the game audience, it is not intended for a consumer audience. Instead, it is aimed at the team.

In a GDD, the player’s goal is the central aspect. A player’s goal is the reason why he or she is playing the game. A game design document should include all these details. The goal of the game is one of the most important parts of the document. If the game has multiple levels, the player will only have one level. A good design document will have several levels.

The game design document should also contain all of the details about the game’s actors. It should include details about the theme and setting of the game. In addition, it should outline the player’s control over the game. It should also clearly describe how the player controls the game. Lastly, the design document should be updated often. This will make the document more accurate and updated in the long run.

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Airbnb Landscape Snapshot


Welcome to the world of Airbnb! Let’s journey together and explore the wonders of three of the world’s top megapolises – New York, London and Paris – as seen through the ever-changing lens of the Airbnb landscape. Be prepared to discover unique insights into accommodation trends, travel opportunities and more! So, let’s get this adventure started!

Visualizing the Airbnb Landscape in New York, London and Paris

This paper explores the Airbnb landscape in three of the world’s largest cities, New York, London and Paris. By visualizing data from Airbnb listings in these cities, this paper aims to explore how Airbnb is shaping neighborhoods in these urban centers. The sharing economy has led to a rise of short-term accommodations on sites such as Airbnb, giving travelers increased opportunities to stay in places on a local level. This type of tourism has been found to both benefit and disrupt cityscapes, affecting everything from rental prices to housing availability.

The purpose of this paper is to understand the current state of the Airbnb landscape in these three cities, by analyzing its effect on rental prices, property values and housing availability. Through data visualization techniques and geographical mapping tools, this project seeks to provide readers with an insight into how this global sharing economy works at a micro level in urban areas. The analysis focuses mainly on mapping airbnb rental offerings geographically throughout different parts of each city; clustering rental properties by neighborhood; comparing price features; identifying seasonal patterns; understanding distribution trends of ratings and reviews; checking impact on long term leasing prices; and correlating it with public transportation access along with other relevant factors. In doing so, this research will attempt to uncover potential impacts of short term rentals such as Airbnb on urban communities around the world.

Airbnb in New York

New York City is one of the largest metropolitan cities in the world, with a housing market to match. In recent years, Airbnb has become an increasingly important part of that market, both for visitors and for locals. New York offers a diverse array of options for travelers looking for accommodation, ranging from apartments and houses to more unique experiences like staying in a treehouse or renting a boat. To understand how Airbnb has shaped the city’s housing landscape, we looked at three different megapolises: New York, London, and Paris.

In New York City, Airbnb has become especially popular due to its sheer number of listings. Between 2016 and 2020 there was a particularly sharp increase in overall occupancy rates due to an influx of tourism during that period. As of 2021, the 5 boroughs combined host over 40 thousand listings on Airbnb, with the most concentrated areas being Manhattan and Brooklyn. Interestingly enough though, over 70% of New Yorkers list on Airbnb are actually Long-term rental units (meaning contracts longer than 28 days). This indicates that there is also potential for landlords to make money by renting out their real estate using Airbnb as an intermediary platform. Additionally it reaffirms the fact that locals have found new creative ways to capitalize on changing market conditions due to new types of tourism enabled by such platforms.

Airbnb in London

London is one of the biggest cities in the world, and Airbnb has become an increasingly popular option for travelers staying in the city. Airbnb data from three key areas of London – Tower Hamlets, Hackney, and Westminster- illustrate the impacts that home sharing can have on traditional accommodation providers.

In 2016, the total number of listings for London peaked at 62,414 across all areas. The highest concentration (15.6%) was found in Tower Hamlets, which had 9679 listings – higher than both Hackney (8093) and Westminster (5642). In terms of popularity-wise rankings among all recorded cities on Airbnb in 2016 worldwide, London ranked second behind New York City’s 112903 listings that year.

It is noteworthy to mention that there are around 19% fewer full-time rental properties advertised on property websites than traditional hotel bookings through sites such as or; indicating that living accommodations are more competitively priced through home sharing platforms like Airbnb in certain areas of London compared to hotels or other forms of lodgment such as serviced apartments or B&Bs. Such competitive substitute reduces consumer switching costs associated with traditional accommodation providers yet is an increased measure for consumer’s price sensitivity – which overall serves to a win/win situation between guests and hosts alike for this new form of living accommodation accommodations.

Airbnb in Paris

As is the case for many of the world’s megacities, Paris has had its own experience with Airbnb that reflects both the potential opportunities and risks it presents. In Paris, over 75 percent of Airbnb listings are concentrated in centrally located arrondissements. While this boosts certain neighborhoodsattracting more visitors and businesses, raises local revenue and builds a vibrant community, there are several drawbacks associated with the surge in Airbnb properties.

The majority of listings on Airbnb in Paris are from hosts renting multiple properties. This model allows hosts to focus on short-term rental contracts with higher yields instead of investments for long-term rentals for locals. The latest data by Inside Airbnb shows that some landlordsown as many as 100 differentproperties throughout Paris– creating a situation where apartment supply for local residents is drastically limited due to competition from short-term rental hosts who can afford to rent out entire buildings or even entire floors. As a result, people looking for a permanent place to live can no longer find affordable places in Paris’ hottest neighborhoods because they have been snapped up by property owners who have decided their properties would yield more income if used specifically for tourism purposes.

Overall, these issues point to the need for greater regulation in France around tourist accommodation to ensure that those who benefit mostare the local communities and tourists alike–not just landlords taking advantage of high demand at allcosts while pushing out people seeking affordable housing options.

Comparison of Airbnb in the Three Cities

Comparing the Airbnb market in three of the world’s megacities – New York, London and Paris – is an insightful exercise that can help us to understand the similarities and differences between these metropolitan giants. This comparison can allow us to observe if there are any common trends across the cities and also determine where each stands in relation to one another in terms of prices, availability, and density.

In this comparison, firstly we will examine the typical profile of a host across all three cities – their average rating as well as their completion rate – so as to have a general sense of how hosts’ behavior compares from one city to another. Secondly, we will investigate specific types of properties available for rent on Airbnb within each city by looking at their average cost per night and occupancy rates. Lastly, we will compare key demographic factors such as population density (which may be indicative of competition for hosts) as well as median income levels to determine if there are any further insights into why certain cities may have more or less Airbnbs than others. In summarizing these factors, it is expected that this analysis can allow us to build an understanding of how Airbnb functions within each city and develop informed opinion regarding its effects on tourism dynamics within them.

Factors Influencing Airbnb Prices in the Three Cities

The growing popularity of Airbnb as both a travel option and an investment portends different effects on prices of accommodation in tourist cities. It is important to understand the factors affecting the pricing trends, particularly since each city may respond differently according to its own tourism industry and recreational preferences. This subheading section focuses on three megapolises — New-York, London, and Paris — to highlight differences in the influence of certain factors on Airbnb prices relative to the other two cities.

In New York for instance, Factors influencing rental rates include accessibility of public transport and proximity to important institutions such as universities and business districts, availability of amenities such as shops, restaurants etc., size and quality of the property etc.. In addition, unique attractions and high demand during peak season can also affect pricing trends.

Due to disrupters like Airbnb in London’s hospitality landscape ,property owners often face tradeoffs between offering long-term rentals or short-term rentals on websites such as Airbnb thereby impacting overall rental rates in the city on a whole. Factors influencing rental rates may be especially pertinent here due to the economical demographics of London’s population wherein mid-priced options veer towards long-term rentals while high-priced properties away from areas retaining lower demand often enjoy short-term bookings at relatively higher returns.

Paris shows similar compression across properties due to its tourism boom with areas seeing lesser competition than others. The cost projection also remains subject to location with areas concentrated with museums witnessing higher returns due to foot traffic aimed exclusively at tourists who are also expected pay more for staying closer than resident visitors employed by business companies or educational institutions for example entailing longer stays but at lower per day rates compared overall standard set by airbnb albeit with additional expectations from host appliances including Wi Fi access , laundry services etc .

Trends in Airbnb Usage in the Three Cities

Airbnb has become an increasingly popular choice for travelers when booking their accommodation. To better understand the trends in Airbnb usage, we need to assess the performance of the service in a major cities where it is most prevalent. This report will focus on examining and comparing characteristics across three megapolises: New York, London and Paris.

This report will explore the following issues concerning Airbnb in each of these cities: seasonality of rental prices; diversity of rental types (entire home/apartment vs private room options); number and rate of new units entering the market; areas withhighest occupancy rates; relationship to other short-term rental services like HomeAway, VRBO, etc.; and economic impact of Airbnb on local housing markets.

The findings presented herein can help illustrate how Airbnb is being used in these bustling cities and how its presence should be further taken into consideration as part of future travel planning as well as urban development projects.

Conclusion: Summarizing the Airbnb Landscape in the Three Megapolises

This study set out to explore the Airbnb landscape in three of the most popular cities by tourists. The research found that each of the cities has a unique Airbnb offering. In New York City, landlords provided the highest occupancy rate and typically offered entire apartments for rent. In London, the accommodation mostly depicted entire homes, with an occupancy rate of just under 60%. Paris had the lowest occupancy rate out of all three cities, with a general emphasis on rooms; hosts were less present in this city compared to New York City and London.

Whether focusing on landscape characteristics such as average rental prices or landlord presence; local differences emerged across all three major cities examined. Given that there was an inconsistent Airbnb pattern across locations, it is essential to gain an understanding of the diversity across different markets when considering investing in Airbnb projects. The research found that each city has their own fierce competition and is worth exploring further before making any decisions in these regions.

Best All-Season Tires in 2022

Drivers use all-season tires to save both time and money. They offer decent handling and braking capabilities on most surfaces and are almost universal. Manufacturers create variants with optimized performance in specific scenarios to cater to a wide range of customers’ needs.

Vredestein Quatrac Pro

All-weather tires belong to the premium class and are standard on lightweight sports cars. This tire has excellent traction on off-road surfaces like mud and snow. In addition, engine noise is decreased, both at steady speeds and while accelerating rapidly.

It’s among the best alternatives when handling and braking on wet pavement, and the curved shape of the spies aids stability when turning on snow and ice. The tires are of the European variety, meaning they’re designed for mild winters and high humidity. Thus, they’re not suitable when temperatures fall below 200 degrees Fahrenheit.

Uniroyal All-Season Expert

There are solid offers from the middle price class for passenger cars. Directional treads have extra diagonal grooves to maximize hydroplaning time and speed up fluid evacuation. Excellent grip, cornering stability, and a direct reaction to steering turns also contribute to high performance in snow. 

This model is approved for use in icy and cold conditions thanks to its success in international testing. The marking also specifies “winter tires,” beneficial in areas with heavy snowfall. In addition, the rubber compound is made with abrasion-resistant additives, extending its lifespan.

Pirelli Cinturato All Season SF2

All-season tires feature a directed tread and are recommended for medium and small passenger cars. They may save gas consumption by as much as 5% in the correct vehicle, but their benefits diminish with increased mass. Compared to the previous model, there are no large circumferential grooves, and the shoulder has been tightened further, improving mobility.

The manufacturer suggests using the series in urban areas and dry pavement due to its superior performance. In addition, the universal tire has increased cross-country capability due to the unique diagonal placement of grooves and spikes that increase the lugs.

Nexen N’Blue 4 Season

The universal tires are perfect for passenger cars with regular year-round usage. It features an effective drainage system and performs well in wet and snowy conditions, achieved by implementing the following features: 

  • a directed tread pattern.
  • 3D slat walls.
  • broad and firm blocks around the sides.

The latter feature also contributes to the vehicle’s turning stability and vibration reduction when driving off-road. The brand’s official representative stresses that making the product safer in all possible situations was the primary goal throughout development. In addition, the blocks’ dense lamellae construction makes it possible to chew up the snow.

Maxxis VanSmart AS AL2

These tires are among the few affordable options for commercial and freight vehicles. The model is more expensive, but it ensures safety on slippery roads in the winter. Compared to the premium class competitors, the alternative has excellent aquaplaning performance.

The model easily handles the heavy loads inherent to transporting goods and people. Improved fuel economy is paired with competent off-road performance and sturdy lugs. The rubber’s stiff shoulder blocks make it less likely to skid or hydroplane and extend its lifespan.

Kumho Solus 4S HA31

The company has separated the series into subsets for passenger vehicles and crossovers. Because of the wide variety of sizes available, it’s become a favorite in Europe and the United States. Experts praise the model’s low noise and rolling resistance, as well as its road and turning stability and handling. This tire is ideal for those who travel on multiple surfaces.

How to start own mobile app startup with MVP?

If you’re like most people, you probably have a great app idea. But turning that idea into a reality? That’s where things can get tricky.

Luckily, we’re here to help. In this blog post, we’ll show you how to start a mobile app startup with MVP Solution. This will help you validate your idea and get it off the ground quickly and affordably.

So let’s get started!

Define your app’s purpose and target audience

Starting a mobile app startup is an exciting process, but it’s also one that requires a lot of careful planning and thought. Perhaps the most important part of starting a successful mobile app startup is to create a Minimum Viable Product (MVP).

Your MVP is the version of your app that you’ll launch with, and it should be designed to get feedback from your target audience. This feedback will be essential in helping you improve and iterate on your app.

To create a successful MVP, you’ll need to start by defining your app’s purpose and target audience. These are two of the most important aspects of any successful app, and they’ll help you determine what features to include in your MVP.

Once you’ve defined your purpose and target audience, you can begin brainstorming features for your MVP. Remember to keep your MVP as simple as possible – the goal is to get feedback, not to create a fully-featured app.

With a clear purpose and target audience in mind, along with a list of potential features, you’re ready to start building your MVP!

Research the market and your competition

Starting your own mobile app startup can be a daunting task. There are so many things to consider, from your idea and niche, to building your product and marketing it to the right audience. It’s important to do your research before you dive in and start building your MVP (Minimum Viable Product).

One of the most important things you need to research is the market and your competition. This will help you understand what is already out there and what needs are not being met by existing products. It will also help you identify any potential threats and how to position your product in the market.

Once you have a good understanding of the market, you can start to validate your MVP concept. This can be done through market research, surveys, interviews, and focus groups. Testing your MVP with real users will help you refine your product and make sure it is ready for launch.

Create a Minimum Viable Product (MVP) App

An MVP app is a bare-bones version of your product that allows you to test your hypotheses with potential customers with the least amount of effort. It is not about making something that looks pretty; it’s about making something that works.

The mvp app cost can vary greatly, depending on various factors such as the size of the project, the complexity of the project, and how much time is allotted for development. The MVP development cost ranges from $15,000 to $150,000 or more.

The goal of an MVP is to validate your assumptions and get feedback from potential customers as early as possible. This feedback will help you validate (or invalidate) your assumptions, save you time and money, and help you build a better product.

Creating an MVP does not have to be complicated or expensive. You can create an MVP by:
– Identifying the core features of your product
– Creating a prototype of these features
– Testing the prototype with potential customers

Once you have created your MVP, you can begin collecting feedback from potential customers. This feedback will help you validate (or invalidate) your hypotheses, save you time and money, and help you build a better product.

Develop your app and test it thoroughly

You have a great app idea and you’re ready to take it to the market. But before you do, it’s important to make sure your app is fully developed and test it thoroughly. No one wants to use an app that is full of bugs or crashes constantly.

To get started, you need to create a prototype or MVP (minimum viable product). This is a version of your app that has all the essential features but is not fully developed. Once you have your MVP, you can start testing it with real users. This will help you identify any areas that need improvement before you launch your app.

When developing your MVP, keep these things in mind:

  • Make sure your app is intuitive and easy to use
  • Ensure all the essential features are included
  • Make sure your app is stable and doesn’t crash
  • Test your app thoroughly with real users

Once you’ve created a strong MVP, you can then start working on developing the full version of your app.

Launch your app and market it effectively

The first step is to come up with a great idea. Once you have an idea, you need to validate it. After validation, the next step is to build a minimum viable product (MVP). Once you have an MVP, you need to launch your app and market it effectively.

If you can do all of these things, you’ll be well on your way to starting a successful mobile app startup. Let’s take a more detailed look at each of these steps.

1. Come up with a great idea
2. Validate your idea
3. Build a minimum viable product (MVP)
4. Launch your app and market it effectively

Analyse your app’s performance and user feedback

Make sure you track your app’s analytics and user feedback from the very beginning. This will help you to assess which features are being used the most, what users like and don’t like about your app, and what areas need improvement. All this information will be valuable when you start working on your MVP.

Update and improve your app regularly

If you want to stay ahead of the competition, you need to update and improve your app continuously. This means adding new features, fixing bugs, and improving performance on a regular basis.

One way to ensure that your app is always improving is to release regular updates. This gives you an opportunity to fix any bugs that have been discovered since the last release, and to add new features that your users will love.

Another way to keep your app up-to-date is to listen to feedback from your users. If they are constantly asking for new features or improvements, then it’s likely that these changes would be beneficial for your app. By regularly updates your app, you can make sure that it is always offering the best possible experience for your users.

Plan for long-term success

You can’t just develop an MVP, launch it, and expect people to flock to your app. Marketing your app is essential to its success. But how do you market an MVP?

Planning for long-term success starts with your MVP. It’s not enough to simply create a minimal product and launch it—you need to have a plan for how you’re going to get people using and engaging with your app on an ongoing basis.

Here are a few things to keep in mind as you develop your MVP marketing strategy:

1. Focus on utility: When you’re marketing an MVP, it’s important to focus on how your product is actually useful to users. What problem does it solve? How does it make their lives easier?
2. Keep it simple: Don’t try to oversell your product—keep your messaging concise and focused on the core value proposition of your MVP.
3. Appeal to early adopters: When launching an MVP, it’s important to focus on appealing to early adopters—those who are more likely to be receptive to new products and ideas. This could mean targeting specific demographics or using certain marketing channels (such as social media or online forums) that tend to be frequented by early adopters.
4. Generate buzz: Getting people talking about your app is essential for driving awareness and adoption. There are a number of ways to generate buzz for your MVP, such as holding a contest, partnering with influencers, or leveraging PR or social media marketing.
5. Focus on retention: Once you have people using your MVP, it’s important to focus on retention—ensuring that users stick around and continue using your app over time. This could involve implementing features or updates that keep users engaged, providing excellent customer support, or offering incentives (such as rewards or discounts) for continued use.

Dropbox logs

Welcome to my blog! Here, you’ll find all the latest news and information on Dropbox. From new features and updates, to tips and tricks, this is the place to stay up-to-date on everything Dropbox. Thanks for stopping by!


Dropbox is a file hosting service operated by American company Dropbox, Inc., headquartered in San Francisco, California, that offers cloud storage, file synchronization, personal cloud, and client software.

What are Dropbox logs?

Dropbox logs are a type of log file that is automatically created and maintained by the Dropbox application. These log files contain information about the activities that occur within your Dropbox account, such as when you upload or download files. Dropbox logs can be useful for troubleshooting issues with your account, or for simply keeping an activity record.

How to view Dropbox logs?

There are two ways to view your Dropbox logs:

1. Sign in to the Dropbox website and click on the gear icon in the top-right corner. Then, click on “Settings.” On the Settings page, scroll down to the “Security” section and click on “Show my account’s activity log.”

2. If you’re a Dropbox Business user, you can also view logs by going to the Admin Console and clicking on “Audit Logs.”

What do Dropbox logs contain?

Dropbox logs contain information about the activity on your account, including the files and folders you’ve accessed, the people you’ve shared with, and any errors that have occurred.

How to interpret Dropbox logs?

There are a few key things to look for when interpreting your Dropbox logs:

  • The date and time of each event
  • The type of event (e.g. file upload, share, etc.)
  • The file or folder affected by the event
  • The user who generated the event
  • The IP address associated with the event

How to use Dropbox logs?

We know how important it is for you to keep track of your data usage, especially if you have a limited data plan. To help you stay on top of your account, we’ve created a tool that allows you to view your Dropbox logs.

Here’s how to use it:

1. Sign in to
2. Click your avatar (profile picture or initials) in the top right corner of the screen, then click Settings.
3. In the left sidebar, click Data usage.
4. To view your Dropbox logs, select an account and date range from the drop-down menus at the top of the page, then click View logs.
5. A log of your account’s activity will appear below, grouped by day. The log includes information on when files were added, modified, or deleted; how much data was used; and which devices were used (if syncing is enabled).


After analyzing the data, it was concluded that dropbox is used mostly for work-related purposes and to a lesser extent for personal use.

Precision Time Protocol

Precision Time Protocol (PTP) is a network protocol used to synchronize clocks across computer networks. PTP is designed to provide very accurate time synchronization, and is often used in scientific and industrial applications where precise timekeeping is critical.

Regional PTP architecture.

In their technical blog, the Meta company’s developers explain very clearly why this might be necessary, and a little less clearly how they implemented such synchronization, given that the existing industrial equipment itself creates a delay of several hundred nanoseconds due to physical reasons.

It’s about time. In some industries, PTP has been used for a long time.

Cellular operators, exchanges, or other organizations related to trading. Many have switched to PTP and there are problems when trading with those who are still on NTP.

CAD/CAM Software Solutions of 2023

CAD/CAM software is a combination of CAD software and machine manufacturing capabilities.

The Best CAD CAM Software Programs for Beginners

This allows users to design and create 2D and 3D models, and then transmit those instructions to a CNC machine. The program will also let users see how the cut will look before it actually happens. The best CAM software can be downloaded for free online and will allow users to try it out before buying. The following are some of the top choices.

AutoCAD offers a free educational version for new users that has limited features. Fusion 360 is one of the most popular free CAD CAM software programs, and it is available for Windows and MacOS. Unlike most other CAM software, Fusion 360 is easy to use and is ideal for a variety of professionals and hobbyists. It also allows you to create photorealistic images much faster than other software. There are several other CAM options available for Windows and MacOS.

VISI works with industry-standard file formats, including Parasolid and CATIA. This software helps increase productivity and surface finish by automatically machining flat surfaces with flat bottomed tools. VISI can handle multiple file types, including IGES and Creo. It is easy to switch between CAD windows and the CAM interface. VISI also includes CAM software for both Macs and PCs, which makes it ideal for professionals who need to share files with their colleagues and clients.

CADCAM software is available for Windows and Mac users alike, and DraftSight is the best free option for beginners. It offers a free 30-day trial, and after the trial period, the cost is only Rs. 41,182 per year. If you’re not sure which to buy, you can always try one of the professional versions. In general, DraftSight is the best choice for beginners and intermediate users. It offers an intuitive user interface, extensive documentation, and a comprehensive learning program.

CAM software can be used for CNC machining. CAM software enables users to generate parts and automate production processes. In addition to the CAD software, the CAM solution can read CAD files from other CAD programs. Aside from that, it also offers a free trial of its industrial version. The industrial version is designed for CNC routers. Another great CAM is Solid Edge. These three packages all have many advantages.

In addition to CAD/CAM software, there are also other CAM software packages. While CAD-CAM is used for CNC machining, Solid Edge CAM Pro provides an on-premise solution for manufacturing. For more advanced capabilities, it can even activate CNC accessories. Besides, Autodesk’s CAM solutions include CAM Inventor, Solid Edge, and CAM Inventor. It’s also available in cloud-based versions for Mac OS X and Microsoft Windows.

What is Jasper AI Platform?

1. What is Jasper? is an artificial intelligence that writes your marketing copy for you. It can write blog articles, social media posts, Facebook ads, website copy, video scripts, sales emails, even fictional stories.

2. Why do marketers, content writers, and entrepreneurs need it?

Jasper helps you break through writer’s block and finish your first draft 5X faster. Since Jasper has read most of the internet, it understands the topic you’re writing about extensively… saving you hours of researching. Staying on-brand in your writing is important! Luckily, Jasper understands how to write in all kinds of tones like witty, angry, suspenseful, or luxurious. Its content is 100% original and passes all 3rd party plagiarism tests.

3. Does it actually produce good content?

The one thing that comes up most in our 3000+ reviews is how they are impressed with how high-quality the outputs from Jasper are.

4. Who’s the team behind Jasper?

All 7 of the team members at Jasper live in Austin, Texas. You can come by our office at 200 E 6th Street and we’ll play some ping pong. We’ve been in the marketing tech space for 8 years now, creating Payfunnels and Proof which are both market leaders. In 2018, we graduated the world’s top startup incubator, Y Combinator, which taught us how to build products people love.

5. What does it cost?

There are 3 plans that can fit any budget. Don’t forget about the money you’ll save from outsourced contractors and the time you’ll save writing manually! With Jasper, you’ll be able to produce much more content in less time.

Starter – $29/mo
Best for short-form copywriting using over 50+ skills in 25+ languages.

Boss Mode – starting at $59/mo
Best for writing blog posts 5x faster, controlling Jasper, and high-quality copy.

And if you’re not 1000% satisfied with Jasper in your first 7 days we’ll refund you the entire amount no questions asked – that’s how confident we are you’ll love it.

Want to give it a test run first? Here are 10,000 words free to try Jasper with full access to the app. It’ll ask for your card, but you will not be charged anything today. These credits expire in 5 days, so go ahead and try it risk-free.

What makes businesses choose Bitcoin over Traditional means of Payment?

Bitcoin is an inherently volatile currency that may not always be the best choice for stable businesses or those in industries with frequent cross-border transactions. Check Official Website if you want to trade with a trusted platform. Despite the inherent risks and general confusion, many businesses are choosing to accept bitcoin as a form of payment.  

It can have its advantages, such as the ability to send quickly across borders without any intermediaries. In addition, many companies worldwide use bitcoin and other digital assets for various investment, operational, and transactional purposes.

Banks are aware of bitcoin’s volatility and high transaction costs but may be willing to accept it as part of a deposit-taking service (rather than for retail customers). It could also offer a more efficient means for businesses to exchange funds globally.

Other considerations can make bitcoin an attractive option for the right business:

  • Transactions can be instantaneous, allowing businesses to react quickly in real time.
  • The cost of transactions is generally lower than traditional payment methods, which reduces fees or foreign exchange rates.
  • Businesses can avoid high processing fees and fraud by using shared ledgers and sophisticated, dedicated software solutions that don’t require third-party confirmations.

What can bitcoin do for your company?

Bitcoin may provide access to new demographic groups:

  • For example, people may be reluctant to use traditional payment methods due to their lack of awareness or familiarity with credit cards.
  • Businesses are looking for ways to improve their cash flow, improve margins, and reduce costs by avoiding transaction fees and banking charges.
  • Start-ups seek a way to raise capital without relying on annual budgets.
  • A growing number of businesses worldwide use bitcoin due to this interest in digital currencies. Here are three examples of how businesses are using bitcoin:
  • Big name retailers like Microsoft and have integrated bitcoin payments into their e-commerce models. Bitcoin ATMs can improve the security of in-store transactions, enabling the exchange of small amounts of funds in a secure, cashless environment.

Businesses looking to implement a digital currency payment strategy should first ensure they understand the inherent risks of trading in bitcoin.

Bitcoin furnishes specific options that are not available with fiat currency:

The ability to guarantee a transaction before the execution of another transaction. Bitcoin doesn’t allow you to avoid traditional banking and transaction systems altogether. As more companies become involved in the digital currency space, the ecosystem will continue to develop and grow, giving businesses new options for doing business.

Users should prepare businesses looking to use bitcoin as a payment option for fluctuations in price and exchange rates – compare your options and select the most effective approach.   

Crypto could enable access to new capital and liquidity pools:

  • Businesses that need to raise capital from investors may find it challenging to access capital in a traditional setting. It could be due to the amount of time it takes for loans to be processed or simply because some investors prefer the security of cash.
  • Crypto could also provide liquidity pools for other financial products and services, such as derivatives contracts and bonds.
  • Cryptocurrencies like bitcoin offer new funding opportunities through an approach that is based on cost and liquidity rather than volume. However, businesses looking to implement a cryptocurrency payment strategy should first ensure they understand how they will convert crypto into fiat currency and back again. In addition, accountants should have experience with crypto transactions and be comfortable working with digital asset exchanges.
  • Businesses looking to accept digital currencies can also benefit from third-party services that enable them to accept cryptocurrencies without needing a digital currency wallet.

Crypto exchanges handle large sums of money:

* If a business is concerned about the security implications of using a cryptocurrency exchange, it may be possible to use an exchange that focuses primarily on businesses. However, businesses looking to implement a crypto payment strategy should be prepared by users for cryptocurrency exchange rates and volatility. Compare crypto exchanges, and select the most effective option for your business.     

Managing the risks and opportunities of engaging in digital investments:

Businesses should thoroughly research any company offering to help establish a digital currency payment strategy. Businesses should also ensure access to all relevant legal documents, including transaction records and payments associated with crypto transactions. 

Businesses looking to implement a cryptocurrency payment strategy should assess the impact of their actions on their existing banking relationships and contracts. They should also ask the company they are working with for their third-party service provider (TSP) details, including fees and detailed terms of use. Companies need to be aware that crypto can provide various benefits but also have many associated risks – businesses must carefully assess whether crypto is proper for them. 

Bitcoin is here to stay:

Bitcoin has demonstrated widespread support, acceptance and use by consumers and businesses across the globe. The future of crypto looks bright – but there are some risks for businesses looking to embrace digital currencies.

The recent surge in interest may be a good opportunity for businesses to reassess their options and consider bitcoin and other digital currencies as part of a broader payment strategy that includes their existing or new products and services. Rick Smith is an accountant at PwC Australia, with more than 15 years of experience in financial services, including being involved in auditing transactions importing cryptocurrencies into Australia.

The Best Options for Enlarging Images Without Loss of Quality

Many of us have encountered the need to enlarge an image. As a rule, it is necessary for posting on a blog or subsequent printing. The main problem is, of course, the loss of quality. If with the reduction of photos everything is very simple and straightforward, then after enlarging the image becomes blurry and fuzzy, sometimes even pixels are visible. The problem can be solved with the help of various tools and photo editors. Let’s figure out which are the best to use.

You can read this article or further explore the page on how to make pictures bigger in Skylum’s blog.

So why do we lose picture quality?

The most common format used on the Internet is a bitmap, which also includes all PNG and JPEG files. These images are made up of thousands of pixels (small squares), some of which you can see when you zoom in. Each of these pixels is mapped to a certain position in the image, which is where the name “bitmap” comes in.

Most editors reduce or enlarge the pixels, thus changing the size of the photo. In the first case, there is no visible loss of quality. When you enlarge the picture, the pixels become more visible and the image becomes very blurry and fuzzy. 

The problem can be solved by compensating each enlarged pixel to match the properties of the nearest pixel. This technique is called fractal interpolation, or simply fractals. You can get great results with fractals, without losing any of the photographic quality. Let’s look at some popular applications with simple and intuitive tools for enlarging your photos.

ON1 Resize AI

Previously, this software was called Perfect Resize. It allows you to perfectly resize your photos without any loss of quality thanks to advanced AI-based tools. In addition, there are many options for editing any kind of picture. ON1 Resize AI can be used as a standalone program, or as a plugin. The program uses AI to keep your photos high resolution. Excellent results are guaranteed even if the size of the photo is greatly increased, or you are only working with a certain area.

This software will have to be purchased and cannot be used for free. In addition, most image editing tools are purchased as a package. You can also choose an option with optional Cloud Sync storage, which will cost more. This is a good option if you constantly have to resize images, but if you only occasionally engage such an option, there are more affordable editors out there.

Luminar Neo

This is a great image editor that can also work as standalone software or a plug-in. It can help you solve a wide range of tasks at once in just a couple of minutes, from changing the exposure and adding various effects to enlarging the photo. If the photo gets bigger, the quality is not lost, because AI-based tools are used here too.

All you have to do is find an image in the library and select Resize. Options will appear to save the original size or to set the number of pixels for the long or short edge. You will be able to choose the size arbitrarily by entering pixels for height and width. The Luminar Neo library also makes it very easy to organize your photos. You can buy this image editor by subscription or buy a lifetime license outright. There is a free trial period of 7 days.

We encourage you to use Luminar Neo because it is very fast, with a simple interface that you won’t have to learn for a long time. This program will be your best assistant when you need to qualitatively edit any photo or increase its size without the slightest loss of quality


Pretty handy and compact photo editing software. It is completely free, but unfortunately only works on Windows operating systems. Irfanview provides quick and easy photo enlargement in just a few simple steps:

  • Open a photo in Irfanview then select Resize or Resample.
  • When a pop-up window opens, you need to enter your desired image size in the Set new size line, indicating the width and height. 
  • Next, you need to select resample under the Size method section, then choose the Slowest option from the filter dropdown menu.
  • Lastly, check the Apply Sharpen After Resample box and click the OK button when you are done.

This way the program will resize the photo and the resulting file can be saved on your computer. Unfortunately, free programs don’t always handle image enlargement perfectly and the quality may decrease slightly. You can minimize such an unpleasant moment by additionally adjusting the sharpness and contrast. If you don’t want to spend more time editing, it’s better to use the previous versions of editors.

Check it on website


A good free replacement for Adobe Photoshop, which can also be used to enlarge your photos with minimal loss of quality. You should be warned that the result will not be as perfect as with the first two photo editors. GIMP can be used on both Windows and Mac. You will need to do the following:

  • Open the desired photo in GIMP and go to the Image menu, then Scale Image.
  • Next, enter the width and height to set the desired dimensions.
  • Select the cubic interpolation method under Quality and click the Scale button.

The enlarged picture can then be exported to a variety of formats, including popular formats like PNG and JPEG, and others.

The main conclusion

Of course, in free programs, there is still a slight loss of quality and you have to further edit the photo. It is best to choose a paid app that you will use regularly. In it, you will be able not only to enlarge your photos but also to retouch and edit them with a professional AI-based toolkit. If you want more detailed instructions on how to make a photo bigger in other apps, then further explore the Skylum blog article.

Trello Hits 50M Users, More Than 2x From Joining Atlassian 

  • Trello announced that it has reached 50 million registered users.

Trello is a popular project management tool that helps teams organize and track their work. When it became part of Atlassian in 2017, it had 19 million registered users. Joining the Australian software giant has only made it more popular, with millions of users benefitting from its simple and effective project management features.

The beginner’s Guide to Find Cloud Based Contact Center

Businesses and organizations always seek new ways to accomplish more using fewer resources. And a cloud-based contact center can help them achieve this. The global cloud-based contact center market is expected to grow from $17.1 billion in 2022 to $54.6 billion in 2027.

You, too, can use a cloud-based contact center to leverage the most advanced inbound and outbound calling technologies available today in your business.

If you are looking for a cloud-based contact center, consider the following points to select the best service provider for your needs.

The beginner’s guide to finding a cloud-based contact center

  • Look for a ready-made cloud-based contact center solution.

Many businesses and organizations are turning to cloud-based contact center solutions to meet their immediate requirements. Look for a contact center solution that is ready to use. Make sure you don’t have to wait for its customized creation or installation in your systems.

The cloud-based contact center should have everything you need upfront or available on demand and doesn’t require any manual programming from your side.

It is crucial that the solution is dependable and highly available. Because a contact center is responsible for the interaction of customers with the organization, and it can make or break it.

Hence, you can look for a solution such as to fulfill your current requirements.

  • It should be packed with robust features and advanced technologies.

The main advantage of using powerful call center software is that it gives you a competitive edge in the market, and you connect with your customers in better ways than your competitors. Using reputed contact center software provides you with the latest system updates and features as soon as they’re released without paying extra money.

Choose a service provider that has a solid reputation for innovation and puts their customers and their requirements first. Review the new features and functionalities that a contact center company has introduced in the past six months to a year to know whether they keep up with the market needs.

  • It should be simple to learn and easy to use.

If the cloud-based contact center solution is loaded with features and functionalities, but you and your employees require hours to understand how it works, it will build up frustration over time. 

You need a solution that is simple to understand and easy to use with few clicks. 

In a business, simplicity should be at the top of your list. Complex things will only create resistance and kill productivity.  

Ease of use of software saves a lot of time and energy. The longer it takes to interact with the system, the longer the resolution time for your customers will be.

Many businesses lose money and leave their customers frustrated because their employees couldn’t solve queries on time as the system took too long to understand and work.

  • It should be able to manage inbound calls flawlessly.

Inbound calls are among the most important interactions that take place in a call center. Thus, you should find out the below answer:

  • Is this cloud-based contact center able to manage inbound calls in various ways?
  • Can the IVR keep the caller engaged while there’s no agent available for the next 3 minutes?
  • Can an agent transfer the call to another agent with fewer clicks?
  • Can it display the caller ID?
  • Can you customize the caller experience?

The ability of contact center software to handle the inbound calls is vital to the business and a helpful point to narrow down the list of choices.

  • The fee structure should be transparent and straightforward.

The fee structure of the cloud-based contact center should be based on pay per use so that you don’t pay for the things you don’t use. As the whole system is cloud-based and no equipment needs to be installed, there’s no reason for the company to charge you a setup fee or ongoing maintenance fee. 

There shouldn’t be any long-term commitments or minimum purchases unless you get custom pricing from the company. To understand precisely; what you are being charged for at the end of each month, billing and invoicing processes should be transparent and streamlined.


The global cloud-based contact center market is growing at a faster pace as more and more businesses are adapting to it. While selecting a solution for your business, review the features and try the demo to know whether it caters to your needs. Choose a company that has a solid reputation for innovation and customer satisfaction. 

Best 5 Devices for the Elderly in 2022-2023

With the rapid advancement in technology and the modernization of almost every day-to-day life, technology has become an irreplaceable part of our lives. The coming generations are already well-equipped and aware of technology, but many elderly struggle to cope with rapid change.

Most tech nowadays also focuses on being user-friendly, especially for the elderly, and providing aid to their day-to-day lives. Taking care of the elders is also difficult, but now with modern tech and tools, it is much easier to take care of your loved ones during their hard days. We will be taking a deeper look into some such products which can help take care of elderly people in your house, so keep reading to know more.

Smart Watch

Smartwatches have become one of the most popular health devices in the present world. Along with the basic features of a watch and a smartphone, the features to keep track of daily physical activity are surely a profitable deal. In addition, you can get notified directly on your smartphone or any required device if any irregularity happens in the physical health of the wearer.

Smart Alarm

An automatic or smart alarm that detects a fire, smoke, and other harmful conditions are surely a necessary accessory needed in a house. If the elders in your house stay alone, then such prevention measures must be taken against any unprecedented accident.

Automatic Lights

Motion sensing lights or smart lights not only give a more prominent feature to your home but also saves the trouble to the elders who find it difficult to access lights as they go from one room to another. So, with the help of motion sensor lights, you can save both trouble and electricity bills.

Automatic Room Temperature

Maintaining a proper room temperature is essential for a place in which old aged people are kept. This is because they are very sensitive to changes in weather, and their health can easily get influenced. An automatic temperature maintenance system can help keep the room always at an optimum state concerning outdoor temperature. 

Jitterbug Smartphone

Smartphones are undoubtedly one of the most advancing aspects of rapid technological evolution. However, it is also found that a majority of elders find it difficult to access and use modern-generation devices. Jitterbug Smartphone is a very good alternative to a smartphone with all the basic features and emergency feedback buttons to help.

Fall Detector

Fall Detectors are another essential tool that can come in handy in one way or another. Floors with marbles, especially bathrooms, are prone to sleeping, and elders are more easily found to be getting slipped on such surfaces. You will get an immediate alert if something like that happens and come to their aid in the quickest time.

Security Cam

Few people might see it as a hindrance to privacy, but Security Cameras are one of the most essential and effective ways to keep an eye on old people. You can easily monitor their activities and are also effective in case someone tries to break into your house. You can always keep an eye on your loved ones and give them a sense of security.


With growing age, accessing and handling precise work becomes more difficult. Having automatic locks, fingerprints, or one-touch locks can save the elders a lot of time and hazards. They can easily be locked and unlocked with few touches and save a lot of time too for everyone using them.

Voice reminders

With growing age, having a weak memory and forgetting things is a common issue that most people face. Having a voice reminder or a personal alarm for the elderly can save them a lot of trouble and help them remember the important stuff. Moreover, they can easily get notified of important events like taking medicine or health check-ups and other activities without anyone else’s interruption. 

Medicine Dispenser

 A medicine Dispenser is an important tool that also serves as a reminder to take medicine on time. It automatically disperses the assigned medicine within the required time limit, helping you with the trouble of getting confused with the wide number of medicines in your medicine box. 


As the body ages, carrying on the day-to-day tasks becomes much harder, and we must look after the needs of our elders and help them with their daily chores. Numerous devices and tools are available in the market to help the elders and keep a check on their physical state and provide them with all necessary help. We have mentioned some useful tools above, and with proper attention and care, you can provide all the necessary help to aged people. 

Different ways to keep your electric devices safe

Devices you must carry while traveling and How to keep them safe. 

No longer is living off the grid the only way to get away from everything. Because electronic devices are so convenient, it’s harder to turn them off and relax. For example, you can get maps and restaurant reviews right away, and you can share photos from your trips. Even if a digital detox isn’t on your travel list, these stress-free tips for traveling with your essential electronic devices will help you relax and recharge.

Just bring what you’ll need.

Even though it seems easy in theory, it can be hard to bring only the things that you really need. Think about where you are going and what you will or won’t need. If all of your devices charge the same way, you only need to bring one or two charging cables with you. You won’t need a laptop if you don’t plan to work while traveling. If you want to see the sights in the area, you shouldn’t leave your camera at home. 

On every trip, you need to bring the best phone accessories. One of the best portable power banks for your phone. You’ll need to keep your phone charged no matter where you go, so it’s a good idea to bring an extra or two charging cables. Bring a surge protector and a universal adapter when you go to different places.

Gadgets that run on USB

It looks like the popular Swiss Army knife. Because this device has different kinds of connectors, you can use it to charge a wide range of devices.


When wound up, it can be used as a torch. If the power goes out, you can use it as a lantern.

A transportable Bluetooth speaker

This portable speaker will make your hotel room a better place to listen to music.

Headset group

Why listen to music by yourself when you can listen with other people?

Bag light 

Attaching this pocket LED light to your handbag will make it easy to see what’s inside when you need to get something out. 

Small reading lamp

This small clip-on booklight can be turned 90 degrees to make a beam that is good for reading.

Electronics must be carried on as carry-on baggage.

Electronics should always be kept in a personal bag or on a person. If you don’t have a carry-on bag, choose the smallest bag you can find. Choose bags with a lot of pockets and compartments inside to keep your electronics organized and easy to find.

 This is also helpful at security checkpoints, where your bag will be checked. This is always a problem at airport terminals, but it can happen on any type of public transportation. Make sure your electronics are visible when you open your bag.

 Keep your electronics in your carry-on to make it less likely that someone will steal or lose them. If it’s always there and easy to get to, it’s less likely to go away.

Before you leave, make sure to secure your devices.

After you decide what to bring, make sure your devices are safe. Even though putting them in your carry-on is a good start for safety, there are other steps you can take.

Use passwords to keep your gadgets safe.

Even though your phone should be safe, you should still take precautions to protect other devices that can store personal information, such as your laptop, gaming consoles, and any other electronic gadgets. It is recommended that a robust password be set on each and every device.

Monitor your electronic devices.

This will help if something gets stolen or lost. You can find a lost item with tracking software or a physical tracker, like a Tile. It’s easy to lose a bag or device when you’re traveling, but these tools can help you find it.

Save your innovations

To prevent your tablet or electronic reader from becoming dinged up or scratched, you should protect it with a padded case or sleeve. The padding provides additional support for your device and prevents it from colliding with other items while it is in your purse or day bag. Bring a phone and e-reader case that is watertight if you intend to spend the day by the water, such as at a lake or beach.

Calling all Architects and Engineers: 3 Steps to Tap Into Visualization with 3ds Max Tool

These 3ds Max tips for project visualization are courtesy of Arup Connect via Redshift partner ArchDaily, “the world’s most visited architecture website.” ArchDaily is dedicated to informing and inspiring architects worldwide to improve the quality of life for an estimated three billion people who will move into cities over the next 40 years.

Arup Connect is the online magazine of Arup, an independent firm of designers, planners, engineers, consultants, and technical specialists. For this article excerpt, Arup Connect interviewed Arup visualization specialist Anthony Cortez about how he uses 3ds Max, the skills visualization artists need during design and construction phases, and how augmented reality in construction is changing the face of visualization.

1. First Things First: What’s It For? 

“The strength of 3ds Max is its versatility,” Cortez says. “It’s not a one-industry tool. From film, visual effects, video games, and commercials to arch vis, people use Max for modeling, texture mapping, lighting, animation, and rendering. Architects use it to visualize models of buildings. There are game designers that use it to create game cinematics and environments; the visual effects industry uses it to create explosions and crowd simulations.

Read more on design, architecture, and gaming.

“Here at Arup we use all of that stuff that Hollywood and the game designers use, but we apply it to engineering applications. We have lighting engineers here in the office; they study how light hits surfaces and reflects off of and is absorbed by materials. We use 3ds Max to visualize how light physically behaves in real life. These days, it’s really hard to tell the difference between a photo and a rendering.

“There’s also a project that we’re working on, a new New York bridge, where we’re taking photography from various vantage points around the Hudson Valley area and camera-matching the new bridge design to the survey and photographs and create photorealistic visual impact studies, to show what designs look like so that they can move on to the next stage in the approval process.”

2. Minority Report is Here: 3ds Max and Augmented Reality. 

“Traditionally, the way we export out of 3ds Max is through renderings, still image renderings, or animations and real-time rendering game engines,” Cortez says. “But what’s also emerging is a platform called augmented reality (AR) where we’re able to take 3D objects and superimpose them onto the real world, and you’re able to interact with these 3D objects in real time, similar to what you would see in movies like Minority Report or Avatar or Ironman.

“We’ve used AR on a few projects by embedding building information models [BIM] onto site plans. When your smartphone or tablet recognizes the page, models are overlaid on top, giving you a better understanding of the site design in 3D.

“This application also works on the job site. Our engineers recently went to Montana for a project and were able to access geo-located design models and superimpose them on the landscape. The value of this is that it allows for real-time collaboration with clients by letting them preview things that the designers are proposing. This leads to better decision-making during the design process.”

(For more on the future of augmented reality, check out Meta’s augmented reality–enabled glasses.)

3. Get Your Game Up:  Design and Visualization Skills. 

“Having a good foundation of the principles of design is key,” Cortez says. “Having a good eye in regards to composition, attention to detail. Being able to understand how to interpret floor plans, elevations, and cross-sections. And also, on the visualization side, being able to understand how timing in animated objects works. Understanding the way light behaves when it interacts with physical materials, and then having a good sense of organization and optimization of these virtual scenes.

“Say you have several lights hit a surface and bounce off of it, then hit a window and go through two or three different levels of glazing of the glass so that it reflects and refracts. Some of the light goes through, some of it bounces off and hits the ceiling, etc. If all of that calculation is taking place, it could take hours to render a frame of animation. Whereas if you optimize a scene and adjust the geometry and materials settings, you can balance the time versus the quality of the render, so it wouldn’t take that long — maybe just a fraction of that time — but still have an acceptable level of quality.”

10 Best Functional Programming Memes

So you’re a hardcore programmer that wants to show off your superior functional programming knowledge to all your friends with memes? Maybe you just want a good meme to laugh at about a topic nobody else knows about? Well, then you’re in luck. In this article, I have curated the 10 best functional programming memes that you can enjoy without any negative side effects.

Okay, maybe the one side effect is that you can show off your functional programming knowledge through memes while also returning a good laugh. You see what I did there? ?

So without further ado, here are your functional programming memes.

Wow, I guess Diane from accounting is a functional programmer too. Doesn’t seem so hard to me. If you don’t believe me, you can check it out here.

That is F#, and we love him just the way he is.

lambda only club

*Screams in lambda*

Not going to lie to you, this one just scares me.

I know we all wish we were this cool. To be fair, JavaScript can do this too. Whether you respect it as a functional language or not ?

Yes, well not really. Close enough…

So, if you pretend you know a subject really well and drink coffee, the girls will come? Lesson learned. Thanks, internet.

Just in case you didn’t understand any of the jokes above. Here’s your cue to go take a class.

So there you have it. 10 functional programming memes to make you laugh with your superior programming knowledge. Have other memes you want to share? Leave them in the comments down below. Remember, sharing is caring. So if you cared about me you’d take the time to send me memes.

Happy coding everyone!

Does Target Accept PayPal?

Are you ready to go shopping? Do you want to know if Target accepts PayPal payment? We have the answer.

Is Target accepting PayPal?

We’ll tell you right away: Yes! Target accepts PayPal online and in-store. PayPal can be paid in-store using the NFC (near field communication) or contactless method.

What are the benefits?

PayPal’s main benefit is it allows users to route their payments through third-party services to avoid compromising sensitive financial information . PayPal is an excellent option if you don’t feel comfortable giving your credit card number each time you make an online payment. PayPal is also a great option because you don’t need your wallet. In some cases, you only need a password to log into your account and pay. It can also make it easier to dispute payment issues faster, even before they show up on your bank statements.

Target PayPal: How to Use it

It’s easy to use PayPal to shop for Target. We’re here to help you every step of the way. We can help you with any questions you may have or general information. Continue reading!

…on Target’s website or mobile app

PayPal is just as simple as other payment methods such as credit cards and debit cards to use on the Target app or website. Follow these steps.

  • Register for a PayPal account. Log on to to create an account if one is not already created.
  • Link your bank account or credit card with your PayPal account. Once your account has been activated, you will need to connect a valid payment method to be able to purchase. It can take up 3 days to link your accounts and cards, so plan ahead.
  • Get shopping!
  • Choose PayPal as your payment method during checkout. – You’ll have the option to choose PayPal as your payment option during the checkout process. After that, you will be redirected to PayPal and asked for your password. After logging in, you will be able select the source PayPal should use. Make sure that you have enough funds on your card or account.
  • Complete your order – After you have told PayPal how to pay for your purchase you will be taken to Target’s website or app, where you can confirm and complete your purchase. PayPal will charge your bank account or card with the amount you have paid.

…in Target stores

It is slightly different to use PayPal to pay Target in-store than it is online. While the first steps are the exact same, the rest of the process can be slightly different. This is how you use PayPal to pay Target store customers by contactless.

  • Register for a PayPal account
  • Link to a valid bank account
  • PayPal can be added to your digital wallet This part of the process can vary depending on which type of phone you use.
    • You can add PayPal as a part of your digital wallet to an Android phone that is registered in the US… Open Google Pay and select “add payment mode”, then choose PayPal from the available options. Follow the prompts to link your accounts.
    • If your iPhone has Unfortunately Apple Pay and PayPal do not work together. Instead, you will need to install the PayPal app on your iPhone. You can then use PayPal as a contactless method of payment. Open the app and log in to your account. Next, click the “Scan/Pay” option at the bottom. To complete your purchase, scan the QR code provided to you by Target POS.

You can also use PayPal in-store. PayPal Cashback Mastercard (r) and PayPal Cash Card are two options for you if you prefer to be hands-on and use physical payment methods. To learn more, visit the PayPal website

Target will accept PayPal Credit in-store

There are many options when it comes to PayPal payments for Target. PayPal credit is another option, which is accepted at Target,both in-store and online. Continue reading to learn more about this payment method.

What’s it all about?

PayPal Credit, unlike the cards mentioned above is a digital credit line that can be extended to PayPal users with an active PayPal account who are at least 18 years of age. The credit limits are flexible and will vary depending on your credit history and individual circumstances. PayPal Credit lines range in price from $250 to $20,000. PayPal Credit allows you to pay your purchases faster, but the service charges interest on any balances.

Who is eligible for

Anyone over 18 who has a PayPal Account is eligible for PayPal Credit. This means that Synchrony Bank will review your credit report, before opening an account or establishing your credit line. Learn more at

How to Earn Cashback Through PayPal

Cashback is an additional benefit to PayPal’s financial services. This is possible by signing up for the PayPal Cashback Mastercard (r). You’ll get 3% cashback on all PayPal purchases, and 2% cashback on all other purchases. Visit the PayPal website to learn more.

CA appellate court rules Amazon

A California appellate court rules that Amazon is responsible for third-party products sold to it, rejecting Amazon’s claim of connecting buyers and sellers.

David Lazarus/Los Angeles Times

California’s Court of Appeals recently ruled that must be responsible for ensuring safety of third-party vendors. It is also not a neutral technology platform, as previously claimed. This decision could have implications for other companies similar to, such as eBay and Craigslist.

Douglas Soltyski purchased a hoverboard with defective batteries that created a fire hazard in 2013. This decision is a result of an incident in 2013. Soltyski sued Amazon. They claimed that they weren’t liable for third-party vendors’ actions under the Communications Decency Act. California’s 2nd District Court of Appeals disagreed and stated that Amazon “is in a position to regulate [the product] as much or more than its seller.” The seller of defective products must be able to control and limit the product’s potential to cause injury.

California Court Rules Amazon Can Be Held Liable for Third-Party Sellers’ Faulty Products

The court argued that Amazon is the primary seller of products and not just a “platform” to connect buyers and sellers. Therefore, they must be accountable for their safety. The Court also dismissed Amazon’s assertion that they are “merely a conduit” for third party vendors. According to the Court:

Similar claims were made against other companies, such as Uber, Airbnb, and eBay. A jury in 2012 found Airbnb guilty of the death of a New York City guest after it refused to register his guests. The company was fined $2.8 million. The jury in San Francisco found Uber responsible for passenger negligence in 2015 and fined them $258 millions.

Amazon must also decide whether to appeal this ruling, and if so how they will defend themselves against such claims. – amazon amazon lazarus angeles times

Which celebrity received their stage name from a medieval English ballad?

Chevy Chase is an American comedian, writer, and actor who is best known for his appearances on Saturday Night Live and his starring roles in the films Caddyshack (1980), National Lampoon’s Vacation (1983), and Fletch (1985).

Chase was named for his adoptive grandfather Cornelius Vanderbilt Crane, while the nickname “Chevy” was bestowed by his grandmother, derived from the medieval English ballad “The Ballad of Chevy Chase”. As a descendant of the Scottish Clan Douglas, the name seemed appropriate to her.

Top Facts about

  • Chevy Chase was born on October 8, 1943 in Cornelius Crane Chase in New York City.
  • Education: Bard College (‎BA, USA‎)‎
  • Children: Caley Leigh Chase, Bryan Perkins, Cydney Cathalene Chase, Emily Evelyn Chase

What is medieval ballad?

The Medieval Ballad is a form of narrative poetry, which was sung. The Ballads usually tells a dramatic story, as a series of rapid flashes; they consisted of a mixture of dialogue and narration. Ballads were impersonal, since ballad narrators do not speak in the first person.

Which Set of U.S. Presidents Have Descendants Who Are Married To Each Other?

Richard Nixon and Dwight Eisenhower are the only set of president and descendant who are both married to each other. President Nixon’s daughter, Patricia, married 4-star lieutenant general David Eisenhower in 1968.

They got married in 1968 and birth to a total of three children.

Their names are Alexander Richard, Melanie Catherine Eisenhower, and Jennie Elizabeth.

Who is president Dwight Eisenhower?

Dwight David “Ike” Eisenhower (October 14, 1890 – March 28, 1969) was the 34th President of the United States from 1953 to 1961. He was a five-star general in the United States Army during World War II, and served as Supreme Commander of the Allied Forces in Europe, with responsibility for planning and supervising the successful invasion of France and Germany in 1944–1945.

Dwight David Eisenhower – Five-Star General President

Dwight David Eisenhower is an American president as well as an outstanding military officer. He is the fastest soldier and was awarded a five-star general. He was also the first person to command the largest campaign of the U.S. military; he was the first to serve as the Supreme Commander of the Allied Forces of the North Atlantic Treaty Organization and the first retired senior general of the U.S. military to serve as the president of Columbia University. He is very talented in coordinating all aspects of the relationship. He has won wide trust and support with his firm, calm and equal attitude.

Dwight David Eisenhower deserves our remembrance as a top 10 US president. You can visit the Dwight David Eisenhower Museum, and learn more details about him. If you have any friends who are history buffs or Dwight David Eisenhower lovers, you can give them Army Challenge Coins designed with his name or images. They would be great souvenirs as well as great gifts for the ones who are incoming, serving, or retired military members. See more custom challenge coins at GS-JJ.

Who is Richard Nixon?

Richard Nixon was an American politician who served as the 37th President of the United States from 1969 to 1974. He had previously served as Vice President for eight years.

Melanie Catherine Eisenhower

She is the granddaughter of President and Mrs. Richard Nixon and the great-granddaughter of President and Mrs. Dwight D. Eisenhower.

TRX: Reasons Behind Growth and Popularity

The cryptocurrency market has been struggling since the beginning of the year. Bitcoin fell under the $20k level at one point, whereas Ethereum was struggling to stay above $1,000. 

While most of the market has been following this downturn, one cryptocurrency hasn’t experienced such harsh market conditions. Tron has been performing remarkably well in this bear market, registering an uptrend since it reached a local bottom in January 2022. 

So, you must be wondering what is causing TRX to conserve its value so well during this bear market. This article will clarify the reasons behind Tron’s positive price action. It will provide some fundamental analysis of the coin and its network, and explore the latest developments of the platform. 

Moreover, we will take a closer look at the TRX price action. That will allow you to make an informed decision on when to convert TRX to ETH for some decent profits. 

Overview of TRX

Tron is the invention of crypto marketing prodigy Justin Sun. The network was released to the public in 2017, right before the extremely bullish crypto cycle of that period. The Tron network is a smart contract-capable, delegated proof of stake platform. It provides scalable solutions for deploying decentralized applications. 

In this regard, it was created to compete with similar platforms like Ethereum, by providing a cost-effective and sustainable alternative. Tron’s DPoS platform allows users to stake their coins with select validators (super representatives) and receive rewards for their trust in the platform. 

Tron started as a niche platform for creating gambling dApps but has evolved into a full-fledged DeFi powerhouse. The platform now hosts hundreds of decentralized applications. These include exchanges, swaps, lending platforms, games, and NFT marketplaces. 

The low transaction fees have equally been quite beneficial for users and the growth of the platform. Popular stablecoins like USDT and USDC run as TRC-20 tokens on its protocol. They provide quick and cost-effective payments for users and merchants. 

TRX Technicalities

The TRX cryptocurrency is the native token of the platform. Its major use case is to serve as a means of payment for gas fees when deploying dApps and interacting with smart contracts. Additionally, TRX tokens are used to incentivize validators and allow users to vote and participate in the governance of the platform. 

At first, TRX was launched on Ethereum and ran as an ERC-20 token on the network. However, in 2018, Tron launched its proprietary blockchain and adopted a new token protocol, the TRC-20. Just like on Ethereum, this protocol allows developers to launch their own tokens. 

During the bull run in 2018, the price of TRX skyrocketed to $0.22, an all-time high it hasn’t yet managed to break. That said, the price came close to this level in 2021, when TRX reached $0.16. The subsequent crash has brought prices lower, but the trend is flipping to the upside once more as the toke trades around $0.07 at the time of writing. 

Why TRX Performs Well?

What events allowed TRX to hold its value so well, where other tokens have lost 90% or more of their value during this bear market? The answer is quite simple — the team is continuously building new solutions. After six years in the market, the Tron network is finally reaching a point of maturity where serious projects start using it extensively. 

A major turning point was the creation of TRC-20 stablecoins on the platform. These have brought large amounts of liquidity to the project and increased usage of the network. The network has expanded exponentially. It onboarded millions of new users onto its ecosystem in the past couple of years. BitTorrent, ApeNFT, WinkLink, JUST, and are just some of the many successful projects that run on the network and continuously register an increased number of users. 

Final Take

Tron is a useful platform that is reaching maturity in regard to its smart contracts and dApp deployment. Major players in the blockchain space like USDC are using the network, increasing Tron’s credibility. This has resulted in an upside momentum for the TRX price, despite the rest of the market experiencing a stark downfall. 

What’s more, purchasing TRX has become easier throughout the years. Today, almost every reputable platform, including Godex exchange, offers the TRX token in their listings, providing increased investor exposure to this digital asset. 

Facebook bans developer behind Unfollow Everything tool

Facebook banned a developer from using its tool permanently. This developer created a tool that allowed users to automatically unfollow friends or groups on Facebook.

Facebook Bans Unfollowing Everything Developer

Louis Barclay is the developer and creator of “Unfollow Everything”. He wrote an article for Slate about his experiences using the tool.

He stated that the feeling of not following everything was “near miraculous” and that he hadn’t lost anything since he could still visit his favorite friends and groups by going directly to them.

Barclay said that he had so much control over the account that he wasn’t tempted to scroll through the News Feed.

He stated that his Facebook spending had decreased significantly and that his addiction to Facebook was manageable.

“Unfollow Everything” is a browser extension that allows users to delete their News Feed content. According to The verge, it allows them to delete all their connections at once.

It allows users to unfollow friends, groups and pages. It will remove their content from your News Feed. It automatically cleaned up the News Feed and did so instantly.

Cease and Desist Letter

Facebook wrote Barclay a cease and desist letter several months ago. It stated that Barclay had violated the platform’s terms of service by creating software which automated user interactions according to TechSpot.

Barclay claimed that his Instagram and Facebook accounts were permanently deleted by the social media company.

He was also required by the company to promise not to create tools that could affect the platform or any of its services.

Barclay points out that, in addition to helping users, his tool was also used at the Swiss University of Neuchatel by researchers to study the impact of the News Feed’s effects on user happiness and mental health. He stated that he couldn’t risk suing the company in court and so he removed his tool.

Barclay’s story was published just as Facebook is dealing with another internal problem. Frances Haugen from Facebook, the whistleblower, testified before Congress this week about the company’s desire for “growth,” at the expense of its user’s well being.

Haugen stated that users are responsible for the profits in an episode of 60 Minutes. She leaked documents from internal research that was conducted by the company. It shows how Instagram can lead to body problems and mental health issues in teens.

Barclay’s story differs from Haugen’s. Facebook’s terms and conditions are very clear about the tools that users can create, and “Unfollow Everything” violated them.

The episode gives the public a glimpse into Facebook’s strategy towards its users. It also reveals how Facebook wants to make its users believe they have control, when in reality they don’t.

Although the company allows users to unfollow individuals, automating the process would allow them to remove their News Feed. This is necessary to keep the platform’s traffic flowing and would be very helpful.

Barclay’s tool will stop the platform getting advertising revenue. Barclay’s tool has been forbidden.

Facebook has not responded to Barclay’s story.

We’ve contacted Facebook about this story and will update if we hear back.

How to Delete my Account in Parlor? [30-sec Video Guide]

Learn how to Delete an Account on Parlor. This is the best method of how to Remove Account in Parlor in 2022.

To be brief: First off, yes, you cannot delete your Parlor account with a push of a button. There is one mention of an email you have to contact in their Privacy Statement.

Step-by-step Video Guide:

Accounts, settings & scroll down. You’ll see ‘delete account’. I just deleted mine no problem.

How do I deactivate a Parlor account permanently?

First, open the Parlor web/app. Afterward, click on the 3 dashes icon. Then, go to the Settings and Privacy tab. Now scroll down to the Legal tab and choose Delete Account.

iOS App

  1. Select the Side Navigation Menu in the top left corner of the screen. 
  2. Select Settings and Privacy.
  3. Scroll down to Legal Section.
  4. Select Delete Account.
    1. Mobile Browser Opens to
  5. Select Delete Account.
  6. Enter Username.
  7. Enter Account Email for this account.
  8. Enter Message about why you are deleting account.
  9. Select Submit.
    1. Your account will be processed for deletion.
    2. There is no way to recover accounts, so be ABSOLUTELY sure you want to delete.

Android OS

  1. Navigate to on your Android browser.
  2. Select Delete Account.
  3. Enter Username.
  4. Enter Account Email for this account.
  5. Enter Message about why you are deleting account.
  6. Select Submit.
    1. Your account will be processed for deletion.
    2. There is no way to recover accounts, so be ABSOLUTELY sure you want to delete.


  1. Navigate to
  2. Select Delete Account.
  3. Enter Username.
  4. Enter Account Email for this account.
  5. Enter Message about why you are deleting account.
  6. Select Submit.
    1. Your account will be processed for deletion.
    2. There is no way to recover accounts, so be ABSOLUTELY sure you want to delete.


Greta Thunberg How dare you? Meme

Here is transcript of her speech:  

My message is that we’ll be watching you?

This is all wrong. I shouldn’t be up here. I should be back in school, on the other side of the ocean. Yet you all come to us young people for hope. How dare you! 

You have stolen my dreams and my childhood with your empty words. And yet I’m one of the lucky ones. People are suffering. People are dying.

Greta: – How dare you?

Best Gretas Memes:

dalle work

Bitcoin, Ether to Be Regulated as Commodities by CFTC

Senators are pitching bipartisan legislation that regulates Ether and Bitcoin as digital commodities. The two coins are among the biggest cryptocurrencies and take up 60% of the market. The Digital Commodities Protection Act of 2022 defines Bitcoin and Ether as digital commodities.

The legislation will give the CFTC (Commodities Future Trading Commission) the right to regulate digital commodities like Bitcoin and Ether. It also gives CFTC jurisdiction over cryptocurrencies and regulates trading practices. Here are some of the highlights of the bill.

Defining a Digital Commodity

The bill seeks to give the CFTC the power to define digital commodities. The legislation does not offer any definition for what constitutes a digital commodity.

However, the bill excludes securities as part of the digital commodities. It also does not include physical goods or cryptocurrencies backed by the government.

The SEC currently classifies nine cryptocurrencies as digital commodities. That has generated confusion about what constitutes a digital currency and how it will be regulated.

What about NFT?

It is also not clear if the bill defines NFTs as digital commodities. The SEC had previously stated that NFTs will be reviewed on a case-by-case basis. Two action lawsuits were recently filed against Coinbase for allegations of insider trading.

The lawsuits claim Coinbase had allowed users to trade in digital assets that should have been registered as securities. Another suit was filed by a company demanding compensation from Coinbase for failing to adhere to SEC’s regulations.

Nevertheless, the bill clarifies that Bitcoin and Ether are digital commodities and cannot be securities. Cryptocurrencies can only be securities if used to raise capital for an organization. An initial coin offering meant to fund a company is an example of a case where the cryptocurrency will be listed as a security. Securities are the responsibility of the SEC. 

CFTC Jurisdiction and Registration Requirements 

Statistics show that most people without a credit card are likely to trade with cryptocurrencies. According to the senators backing the DCCPA act, Ether and Bitcoin constitute 60% of the market. As the adoption of digital commodities continues to grow, the market is often fraught with risks.

Some of the risks of trading in digital currencies include:

  • Digital commodities are often the target of hackers and fraudsters
  • They don’t offer a clear path for recourse if stolen
  • E-wallets are prone to cybersecurity risks
  • Are highly speculative and can be manipulated

Section 3 of The Digital Commodities Protection Act will give the CFTC exclusive jurisdiction over digital commodities trading. Any entity playing the role of a digital platform must register with the CFTC.

The bill has created new categories for the digital commodities platform. They may include digital commodity brokers, dealers, custodians and trading facilities.

While the legislation gives CFTC exclusive jurisdiction over digital commodities, it acknowledges that other regulatory bodies will have jurisdiction over digital assets. 

Regulating Trading Practices and Ensuring Compliance 

The act also stipulates the core principles that digital commodity platforms must follow to ensure compliance. Trading facilities must ensure transactions in digital commodities are not susceptible to manipulation. They must protect users from abuse and capture information accurately and on time.

For example, a Bitcoin Casino must implement cybersecurity measures and protect users from abusive trading practices. The platform is also required to report all suspicious transactions to the CFTC.

The legislation has provisions that address whether miners should be treated as traders. It had been a contested issue in a debate over a discussion on the infrastructure bill.

By protecting the status of miners, legislators believe the bill will protect innovation. Otherwise, the United States will lose as miners shift their operations to other countries.

Another crucial compliance requirement for digital commodities platforms is customer protection to trading practices. The platform must disclose potential cases of conflict of interest and communicate to clients in a fair manner.

Traders and custodians of digital commodities traders like Bitcoin Casinos must also join trade associations to ensure self-regulation. Commodity platforms will also fund oversight and educational outreach that the CFTC will oversee. But an organization that is registered with the CFTC can also be listed by the SEC.

Overview of the DCCPA Act

The DCCPA Act of 2022 aims to create a regulatory environment to manage risks and protect consumers. The current regulatory environment does not clarify over the entity responsible for commodity trading.

The Act will enable the CFTC commission to define digital commodities and provide oversight to ensure compliance. The bill focuses on Ether and Bitcoin because “they are the ones most likely to survive”. A more stable trading environment could foster innovation and reduce cybersecurity risks and fraudulent practices.

Even though it is a long way from becoming law, many stakeholders in the industry have welcomed the bill. According to Senator Thune, the bill will “provide the CFTC with the necessary visibility into the marketplace”. The CFTC will be in a better position “to respond to emerging risks and protect consumers”.

Which of the following correctly describes nims?

Quiz: Which of the following correctly describes NIMS?

A. A communications plan.
B. A response plan.
C. A static system used during large-scale incidents.
D. A systematic approach to incident management.

D. A systematic approach to incident management. Explanation: National Incident Management System (NIMS) is a national system approach to incident management. It describes all the requirements for a standardised framework for communications between all jurisdictional levels and across functional disciplines.

What does the National Incident Management System?

The National Incident Management System (NIMS) guides all levels of government, nongovernmental organizations and the private sector to work together to prevent, protect against, mitigate, respond to and recover from incidents.

Comparison of top Insurance CRM Software Systems

Insurance market requires a new digitally optimized approach. Prices keep growing as the volume of inquiries grows, and customer expectations rise by the hour. To handle all problems, 35% of sales leaders prefer constant updates of CRM data. 70% of millennials working in B2B software would like to use review from CRM dashboard each day to work on sales. In 2016, income from the customer relationship management market reached US$33.7 billion. Gartner predicts that by 2020 up to 50% of all data analytics projects will connect to the customer experience.

Find the best Insurance Agency Software for your business. Compare product reviews and features to build your list.

We mentioned how important it is for agents to have a CRM so they can follow up on the 75% of leads (or more) that aren’t ready to buy on the first phone call. Some of the reasons a lead might not be ready to buy on the first contact:

  • Health conditions don’t allow the lead to qualify for coverage within a certain defined underwriting period i.e. being hospitalized 2 or more times in the last 2 years
  • They don’t trust you or the information you have provided
  • They don’t see the need to change (yet)
  • They have previous commitments that don’t allow for taking an application (i.e. vacations, etc.)

Just because a lead isn’t ready to buy doesn’t mean it’s a bad lead; it just means that lead is in a different part of the buying cycle.

Insurance Client Management Software

  1. Sage software


  • This software helps to keep patients updated about any changes with automated notifications.
  • Mobile and social technologies deliver real-life information for the data-driven decisions.
  • This CRM has an embedded self-service platform which allows delivering solutions to the patients on time.
  • It allows eliminating paperwork, and decreasing wastages and excluding any loss of valuable data. Also, you may save standard policies on the dashboard to make each employee aware of the policy rules to successfully treat each client.


  • Difficult to install.
  • Limited in a format without a wide variety of customization options.
  • This software is difficult to update and upgrading requires additional cost.
  • It doesn’t have timesaving automation.
  1. HubSpot CRM

This is sales-oriented free insurance CRM. This is a winner of the Expert’s Choice Award for 2017 and premier Google partner.

The main benefit is that sales team can start using a product without any interruption and changes in the current workflow. It is an ideal way to try free insurance CRM with all basic features.


  • Users can easily assign and track the deals by using this insurance sales software.
  • Detailed dashboard for all employees to share their insights, suggestions, news, etc.
  • Current HubSpot sales users may also apply HubSpot CRM to boost sales.
  • Easy to integrate.
  • It is simple to align your CRM with marketing strategy.

Insurance selling systems reviews have few negative comments from the users.


  • Lack of opportunity to involve timeline activities through the API.  
  • The absence of API integration with the Sales Pro instruments. For instance,  auto-send pattern, add a contact to Sequences, etc.
  • Insufficiency of automation.
  • Inability to hide some information from the specific users.
  1. Insurance Client Management Software Salesforce

Salesforce keeps the 6th position in the Fortune 500’s fastest growing companies.


  • This insurance sales software will help you to properly organize the flow of information. It helps to capture more valuable data about your clients and save it, share with various departments.
  • Saving all information about past deals, preferences, and any information that will help to treat customers better. Each team member can access it anytime.
  • It frees up users from routine tasks with automation features.
  • Salesforce brings better productivity for multiple teams. Useful information will be more structured and available to funnel your clients down the pipeline to close the deal.
  • Analytical data will help to track the progress and reports will allow analyzing the situation correctly.


  • Users may be overwhelmed by too much customization and complex tools.
  • It is a little bit challenging to go through different screens to provide transactions.
  • Sometimes, the application will not be accessible because of updating.

4. Bitrix24

This is free CRM for insurance agents for both iOS and Android apps.


  • This is a helpful collaborative tool for 2-12 users.
  • In paid plans, you don’t need to pay for each user.
  • Virtual telephone calling feature.
  • The Bitrix24 offers task and work time reporting and visual structure.
  • Time planning tools involving a schedule of the meeting (with CalDAV and Outlook sync).
  • Document libraries with WebDAV maintenance.
  • Visual business process construction tools.


Taking into account that this is free CRM for insurance agents, it has a few cons.

  • Difficult interface.
  • Users can’t get CRM separately from other tools.
  • No sync with a mobile app.
  • The paid version is too expensive for small organizations.
  1. SugarCRM

This tool may be perceived as free insurance CRM as well because it has a free trial version.


  • This is customizable software with more than hundred third-party apps for various functions from adding surveys to managing insurance client database.
  • It syncs with QuickBooks, Sage, Microsoft Office, Cisco, etc.
  • A lot of development resources for customizations and integrations.
  • Certifications for the users.


  • Breaks in the workflow.
  • Low UI.
  • Long response time for the users.
  • It is challenging to create custom reports.
  1. SAP CRM

This health insurance CRM brings automation to boost sales. The main goal is to gather insights to refine performance.


  • It helps to simplify business processes, improve customer engagement, and prepare accurate forecasting.
  • Real-time pipeline management that helps to target the right audience based on their data.
  • Digital shopping experience for your clients.
  • Cost-effective tool.

Insurance selling systems reviews involve few cons from the users.


  • Complexity.
  • Lack of the deeper feature sets.
  • Poor page-to-page performance.
  • Low UI.

7. Highrise


  • Easy-to-use and functional software.
  • An intuitive design and reliable.
  • The interactivity with customers websites like Linkedin.
  • Users may sync with their smartphones.


  • Sometimes filters are complex to navigate.
  • It is challenging to follow email timeline.
  • This tool fits only the company with short sales cycle.

8.  Insightly

This is a cloud-based software that suits mid-sized and small and businesses.


  • Easy software updates and server maintenance.
  • Users may handle their projects, assignments, and contacts through email, a web browser, and third-party apps.
  • Unique project management integration, so a sale may be quickly connected to a project or task.
  • Sales reports and opportunities.
  • Social CRM and mobility.
  • The software syncs with Google Drive, Gmail, Office 365, G Suite.


  • Users can’t see the entire value of your open projects.
  • It can’t create invoices or quotes.
  • Google calendar doesn’t two-way sync.
  • Record and storage limitations.
  1. Infusionsoft

This is a cloud-based CRM for insurance agents.


  • Users may segment their contacts, analyze customer interactions, provide campaigns with personalized collaboration based on clicks, email opens, etc.
  • It helps to handle e-commerce, deliver purchase fulfillment, install online shopping carts, measure activity, send invites, receipts and invoices.
  • Analytics and reporting tools allow users decompose based on campaign performance, revenue, and sales projections to measure the ROI of the sales activities.
  • This software may be used remotely on the Android and iOS devices.
  • Integration with apps like SalesForce, Outlook and Gmail, QuickBooks.


  • No A/B testing. Users may create 2 variations of landing page but this is challenging for small companies.
  • Users can’t provide PayPal payments. Also, this software has CustomerHub which requires membership payments. So, recurring subscriptions demand an extra cost.
  • Low-quality reporting and data are badly displayed. It is challenging to visualize things to sum up the results.
  • High cost.
  • Too ordinary email templates and their design.
  1. Microsoft Dynamics CRM

Microsoft Dynamics CRM fits small and mid-market companies as well.


  • It brings better insights about growth opportunities, performance, and customer relationships.
  • The automation of sales, customer service to improve the way companies communicate with clients and boost results.
  • Intuitive UI and it’s easy to adapt it to your needs.
  • Connection with other Microsoft products.
  • Great built-in instruments like Relationship Assistant and LinkedIn Sales Navigator Application Platform refine performance.
  • Deployment options, flexible architecture, cost-effective pricing.
  • Microsoft’s support, reliability, and quality of the system.


  • Paid upgrading process.
  • Lack of social CRM techniques to better attract the audience through social networks.
  • Yammer is poorly implemented with this CRM which may create risks to the shared information.
  • This software has no approval system and business process routing. For example, multiple person operations with approval processing didn’t cover enough.
  • It can’t cope with large clients. For instance, this tool is slow to notice the risks.
  1. Pipedrive

Pipedrive is a simple sales CRM for life insurance agents. It helps to manage business processes and gain a clear vision of your sales process and to pay attention to the most important issues.


  • Easy-to-use and totally user-friendly software.
  • Your team may access this insurance commission software from various devices.
  • Easily integrates with Google apps to simplify direct sales and the management process.
  • Sales pipeline methodology with a few stages to track the progress and prioritize the process. Also, you may view the results of each employee.
  • It helps you to choose the most needed activities and to concentrate on the issues that have to be improved.
  • Users may close deals simpler with the app’s Timeline View.
  • Good security.
  • This CRM for life insurance agents is available in 13 languages.
  • A robust API for the great integration.
  • It is easy to import your content and data to this software and to export from Pipedrive to other websites.


  • The software does not integrate with Outlook Calendar.
  • It doesn’t allow to store deals, contacts.
  • Bad email integration and not a good platform for the management of insurance client database.
  1. Zoho

This is an award-winning insurance brokerage CRM to engage potential clients and meet their needs. It involves sales and contact management and delivers overall control over these processes.


  • The main screen involves 10 components, and the user may customize the dashboard to align with specific business needs.
  • Fits all types of companies: from small to the big one.
  • Automation of daily activities.
  • Real-time quick updates.
  • Users may broaden the functionality of this software by sync it with common apps involving Mailchimp, Microsoft Outlook, QuickBooks, and Google Apps.
  • Simple to use, cloud-based, and affordable.
  • Cost-effective.
  • A flexible tool with great reporting.


  • Limitations on how dashboard sections may be displayed.
  • Few bugs that prevent things run smoothly.
  • Paid customer service.
  • Lack of additional features, the only basic set of functionality.

So, pay attention to the collaborative tools, flexibility and price issues. Some companies need specific opportunities to share customers’ data with their peers. Some organizations want only basic features and easy-to-use software. Take your time to look through our descriptions to evaluate all pros and cons.


Combing through the multitude of CRM options that insurance agents have at their fingertips, we were able to come up with 10 main functions that many CRMs share. Not all CRMs will offer every function, but some might if you’re willing to pay a higher monthly price for it. This makes it even more important to compare CRMs, especially if you need your CRM to have multi-use functionality in addition to just storing contact details.

1. Tasks & Calendar Notifications
Beyond just collecting contact details, a good CRM will keep you on track by sending or displaying appointment reminders and other important to-do’s. Without reminders, agents are stuck writing down meeting dates on Post-it Notes, juggling a stack of paper reminders between several places – not exactly an efficient process for keeping track of appointments. This function is perhaps one of the most important aspects of a CRM that makes it more functional than a spreadsheet.

2. Reports
Wondering how many leads are going from one disposition to another? Do you know how many leads you sold last month or how many leads became qualified (warmer) leads? If you don’t track your metrics, how will you know what to improve upon? Agents should be running reports weekly or monthly to figure out how efficient their sales process is and to see if their long-term performance is holding up or beating their averages.

3. Lead Dispositions
Unfortunately, not all leads are ready to buy the moment you ask them to. This is because all leads lie somewhere along a spectrum of “not interested” to “ready to buy.” Labeling a lead based on where they are at in the buying cycle can help an agent decide which leads to prioritize and follow up on. Most CRM dispositions are customizable, but usually you will find the traditional dispositions like ‘cold,’ ‘warm,’ ‘hot,’ ‘not interested,’ or ‘call back.’

4. Email & Autoresponders
Some of the more advanced CRM packages contain email capabilities that allow agents to readily contact leads without leaving the CRM or switching over to another program. This promotes time efficiency, especially when combined with autoresponder capabilities that send automated messages to leads based on certain conditions or actions, such as a change in dispositions or emails received from the lead to a specific email inbox.

5. Calling or Dialing Out
Built-in calling or dialing features can also promote time efficiency by allowing agents to simply contact any lead or client in their CRM without having to load up their dialer software or whip out their cell phone. This also helps agents potentially save thousands by cutting down on duplicative software like the aforementioned dialing software.

6. Commissions Tracking
Some of the more advanced CRMs also help agents track their commissions by assigning specific companies, plans, or premiums to the lead’s file. Besides helping agents with their tax liabilities, tracking commissions can help an agent figure out which company hasn’t paid commissions on a particular case. Remember, insurance companies make mistakes. Don’t let their mistakes rob you of your rewards for helping others with their insurance coverage.

7. Lead Routing for Agencies
Not important for the one-man show but certainly for the small to larger agencies, lead routing helps channel the flow of leads to the right agents. If you have a strong closer or more experienced agent in your agency, routing the warmer or “ready to buy” leads to that agent will help ensure your agency closes more leads in less time.

8. Workflows
Workflows are the latest feature to be popularized by CRMs, enabling agents to automate certain actions based on the lead’s disposition. Maybe you want an introductory email to go out to every new lead entered into your database, or perhaps you’d like all new clients to receive a customized direct mail card welcoming them to the team. Workflows give agents a set-it-and-forget-it system that helps channel leads through the buying cycle, nudged by constant reminders and communications.

9. Document Attachments
Not as important as task reminders, the ability for a CRM to allow documents to be attached to individual cases can help an agent keep track of rate increases, personal correspondences, or policy updates. Simply attach documents to the customer file and easily view anytime. This will help keep all files and paperwork in one easy-to-access place.

10. Sync with Google or Outlook
This can be one of the most helpful features of a CRM. If you have a specific email provider you like to use, this feature allows the CRM to sync with your email provider so you don’t have to constantly switch between programs. Some CRMs can even identify emails and assign them to prospect accounts, allowing agents to seamlessly view all correspondences for a given case.

Why Insurance Agents Need CRM Software

Nowadays, many successful companies exist under a client-oriented business model, where they focus on customer’s preferences. Old-fashioned approach of focusing on products over people eliminate possibilities for the company to grow. Insurance agencies that have used insurance client management software see positive changes in their workflow.

For example, they’ve improved customer support, get more deals and found new ways to engage their target audience. Plus, as clients require more personalized treatment, agents will stuck to cope with customers’ needs without a CRM system. CRM for insurance agents frees up the employees and helps to focus on the main goals.

In addition to 10 major features, you will find other features that can be integrated into a CRM, such as:

  • Quoting tool integration
  • Web conferencing integration
  • Newsletter or mass mailing capability
  • Direct mail services
  • SMS texting capability
  • Social media analytics
  • Data appending services

These extra integrations can often mean more money, but may deliver more functionality for the agent looking for an all-in-one software that increases efficiency.

How to install and Set Up Google Site Kit in WordPress?

Meet Google Site Kit is the latest analytics/SEO plug-in developed by Google for WordPress web development.

Google Site Kit is the latest analytics/SEO plug-in developed by Google for WordPress web development. It allows you to connect Google’s online marketing services such as Google Analytics, Search Console, Google AdSense, PageSpeed Insights, Google Tag Manager and Google Optimize– directly to your WordPress website. 

Once connected, you will have the ability to view search, PageSpeed performance, analytics, and other data, directly in your WordPress dashboard, and separately in pages and posts. This is really very helpful in obtaining page-level insights straight in your WordPress dashboard. 

This guide shows you how to install and set up Google Site Kit in WordPress and connect the 2 most famous Google services to your WordPress dashboard – i.e. Google Search Console and Google Analytics for your domain or subdomain.

Overview of Google Site Kit in WordPress 

It’s very important to recognize that the Google Site Kit’s primary job is to connect your WordPress website to the corresponding Google services like Search Console and Google Analytics. 

Ideally, you need to have previously configured both Google Analytics and Search Console in your WordPress website. Otherwise, then we recommend you to setup both Search Console and Google Analytics before installing Google Site Kit. 

While Google Site Kit can build a new account for a number of properties like Search Console, you need to refrain from doing this. I recommend you manually set up both Google Analytics and Google Search Console, since the manual process provides you a better understanding of how marketing analytics works. 

Here is a quick summary of what you will be doing: 

  1. Manually install the Google Site Kit plug-in
  1. Create and connect a new client configuration: A very easy click-and-copy-paste job, at which Google does many of the heavy lifting for you. 
  1. Link properties like Search Console and Analytics to Site Kit. 

Let us get started with this tutorial! 

Way to manually Install the Google Site Kit WordPress plug-in 

Google declared Site Kit for WordPress in WordCamp US 2018, and a year later, they released the developer preview. You can download the plug-in from the announcement post and give feedback on Github.

  • Once downloaded, login to the WordPress dashboard and proceed to Plugins → Add New and click on Upload Plugin. 
  • Upload the file and then click Install Now. 
  • Activate the plug-in in the next step. 

Once done, you should see a display screen shown above. 

Configuring Google Site Kit in WordPress

In this, we will configure the Google Site Kit plug-in in WordPress. Think about this step as creating a highway between your WordPress website and the Google services. After you create the highway, you can connect Site Kit into each of supported properties like google Search Console and Google Analytics. By default option, when you make the client configuration, your Google Search Console information will be connected to Site Kit.

Understanding the OAuth Client Configuration 

Technically speaking, we will be building a client configuration in the Developer Console. To build a client configuration, you will be making a new set of OAuth Credentials with your Google Cloud account. 

The best section – the whole procedure is automated. You do not require to manually build a Google Cloud account, add a payment process or manage with any advanced configuration. It automatically takes care of this for you. 

We have confirmed this automated procedure each with a new Google account and also an existing primary Google account. 

This OAuth client will be the highway on which you will get Google’s services. And in order to do so, you will need to log into the freshly created client with your primary Google account. This account should have accessibility to Google Analytics and Google Search Console data that you would wish to connect to Google Site Kit.

How to link Google Search Console to WordPress using Site Kit 

As Ihave assured at the beginning of this guide, building the client configuration in Google Site Kit plug-in is a click-and-copy-paste matter. This procedure will automatically link your Search Console data to your WordPress website. If you don’t have your website added to the Google Search Console, Site Kit will create one for you. 

Here’s how to do it: 

Step 1: First, sign in to your Google account in the same web browser. Because of some restrictions on Google’s end, you require to disable your ad blocker for the rest of this tutorial. 

Step 2: Next, go over to your Site Kit page in WordPress dashboard and then click on the highlighted link. 

Step 3: The Site Kit plug-in will automatically fetch your WordPress website data and move it on to the client configuration page in the Google Developer Console dashboard. As an example, the configuration information in the image above is gathered from my blog. 

Click on Get OAuth Credentials to proceed. 

Step 4: Site Kit will now build a brand new project in your Google Cloud account, using the exact details from the WordPress website. Once finished, you’ll receive a client configuration code. Copy the code into the clipboard and click on Done. 

Step 5: Paste the code in the Client configuration text box in the WordPress dashboard and click on Proceed.

Step 6: Now, you’ll need to sign in with your Google account. Click Sign In With Google to continue. 

Step 7: Click your Google account and provide the required permissions. 

Step 8: Review the permissions and make sure that all checkboxes are enabled. Click on Allow to move to the last step. 

Step 9: Site Kit will automatically detect your linked site data in your Search Console account and link it to the WordPress blog. 

Now, you can view your Search Console information and data directly in your WordPress dashboard, thanks to Site Kit. 

You are able to view specific post and page-level organic search visitor data with Site Kit.

And that is the way you are able to link your Search Console data to your WordPress website using the Site Kit plugin. 

How to link Analytics to WordPress site using Site Kit?

Google Search Console is among those Google properties which Site Kit can link to your WordPress website. In this part, I will demonstrate how to view Analytics data to a WordPress dashboard using Site Kit. 

Note that unlike Google Search Console, if you don’t have an Analytics account, you need to manually make one and insert the tracking code to your WordPress website. Site Kit can’t automatically build a new Analytics account for you. 

Follow these few steps to link your Analytics account to Site Kit. 

Step 1: Go to your WordPress dashboard → Site Kit → Settings page and choose the Connect More Services tab. 

Step 2: This display tells you that you will get an “Unverified App” warning in case you try to login with your Google account. 

Since this is just a Developer Preview version of the Site Kit plug-in, there’ll be several minor problems like the “unverified website” error during the setup process. There is absolutely no need to worry about this as I’ve shown you how to navigate those problems. Moreover, there aren’t any known security problems in the Site Kit plugin, and also – we are using it in our sites! 

Click on Proceed to the next step. 

Step 3: Select your Google account that’s access to Analytics. Ideally, this should be exactly the same Google account that you used in the Google Search Console configuration.

Step 4: This is actually the warning display screen we talked earlier. Click on Advanced to toggle the advanced options. 

Step 5: Click on “Go to (unsafe)” to proceed to the next step. 

Step 6: Grant each of the permissions required by Site Kit to use access your Analytics account.  

Step 7: Review the permissions and make sure that each of the checkboxes are enabled. Click on Allow to move to the next step.  

Step 8: Google Site Kit will return to the WordPress admin dashboard where you will be requested to link your Google Analytics property. Let’s assume that you have already set up Analytics during custom WP development, Site Kit will choose the proper Analytics property.  

Click on Configure Analytics to move to the final step.  

Analytics is now successfully connected to Google Site Kit in WordPress. You are able to view your Google Analytics and Google Search Console data in the Site Kit dashboard.  

Troubleshooting Google Site Kit for WordPress 

Some times Google Site Kit might show a warning message like “Issue Accessing Data” in your WordPress admin dashboard. You’d require to re-authenticate your account once again.  

Note that I had struck this problem double in my blog when preparing this specific tutorial. However, Site Kit managed to pull all the Google Analytics and Google Search Console data and display it in my WordPress admin dashboard.  

I would not worry too much about this problem since, after all, this is a Developer Preview variant of the Site Kit plugin. 

When Google releases the official edition, these problems will be sorted, together with the chance of a simple setup process.  

Most popular services during spring and summer

Grill assembly service

Grill assembly service is one of the most popular services during spring and summer. Most homeowners enjoy spending weekends with family and friends. Of course, fried sausages, vegetables complement this time with pleasant taste memories. Basically, there are 2 types of grills – pellet and gas. They differ in the  fuel. In a pellet grill the product is fried on burning wood pellets. Pellets can have their own unique aroma, which is transferred to products during frying. A gas grill is the standard cooking option. It assembles within an hour. As a rule, if you follow the instructions and have experience, there are no problems during the assembly process. You can connect the grill to both the gas line and a gas tank. As a reminder, the state of New Jersey requires a plumber license to connect the grill to your gas line.

The homeowner should also have a line ready to connect this appliance. Therefore, if you want to connect to the gas line, you need to know the location of the grill in advance. In the case of a gas tank, the grill can be installed anywhere in the yard. Do not forget to service and clean your appliance at least once a year for safety purposes. Fat and parts of food can get inside, making it difficult to turn on and use.

If you follow these simple recommendations, then using the grill will be a pleasure, in any case, the service is nearby and ready to help you.  

To choose an inground basketball hoop, you need to understand the level of your involvement in the game. For us as installers it takes two times to visit a customer to complete installation. On the first day we pour concrete and wait for 3-4 days to dry. After we come and do the frame and the backboard installation. If you are going to make professional jumps with hovering on a shield, then you need to take the most professional equipment.

The size of the shield and the material from which it is made is of great importance. Better material means better bounce. Shield height adjustment is present on all hoops as a standard option.

Think about the location

Once you have decided on the choice of equipment, you should think about the location. At a minimum, the playground should be comfortable for 2-3 people to play. It should be level for the ball to bounce correctly. It is advisable not to have structures, lawns, or shrubs nearby. Special adherents of the game paint the court like professionals. Installation of additional equipment like nettings and lighting are the most popular. Nets keep the ball from flying off the court, and backlighting allows you to make accurate throws in the dark.